Submitting a hail damage claim should be fast and simple. Yet, insurance companies are prone to complicating the claims process. They may do things to delay or contest your claim, hoping that they won’t have to compensate you for your losses. Fortunately, you can partner with a hail damage claims lawyer in Riviera, and they will fight to get your claim approved promptly.
Carrigan & Anderson, PLLC, has years of experience with insurance claims. If you want help with your hail damage claim, we’re here for you. To get started, meet with an insurance claims lawyer in Riviera from our team.
Why You Should Ask for Help from a Riviera Hail Damage Claims Lawyer
If you expect a hail damage claim to be seamless, filing without legal guidance can be a costly mistake. Your insurance company may do everything within its power to dispute your claim. If you feel annoyed and irritated about the situation, you may give up on your claim. As a result, you could be left paying for hail damage repairs out of pocket.
Speak with a hail damage claims attorney in Riviera who will help you deal with insurance companies. Your lawyer can explain if your policy for homeowners’ or commercial insurance covers hail damage. If your policy includes this coverage, your lawyer can file your claim and ensure relevant and accurate information is submitted, boosting the likelihood of an approval.
At Carrigan & Anderson, PLLC, we offer insurance FAQs and resources for those who have suffered hail damage. Our team can guide you through the hail damage claims process. Or, if your claim for hail damage compensation has been rejected, we can assist you with your appeal. For more information, schedule a free consultation.
We have offices in Houston, Corpus Christi, and Victoria; and will travel to any corner of Texas if we are capable of preventing an injustice.
What the Hail Damage Claims Process Entails
The process for filing a claim relating to hail damage may seem like a lot of work. Regardless, you don’t have to proceed with a claim by yourself. Ultimately, your Riviera hail damage claims lawyer will remain accessible to you at each stage of this process. They can detail the steps for submitting your claim, which are:
- Document Your Hail Damage: Take photos and gather other evidence highlighting the severity of your damage. By doing so, you’ll have an abundance of proof to share with your insurer that makes it clear why your claim is valid.
- Evaluate Your Policy: Read through the terms of your insurance policy with your attorney. That way, you and your lawyer can analyze any exclusions that may hurt your chances of getting your insurer to sign off on your claim.
- Report Your Hail Damage Immediately: Don’t wait too long from the day you discover your hail damage to notify your insurer about it. If you don’t take action right away, your insurance company could say that you exceeded the time frame for filing your claim, resulting in a denial.
- Let an Adjuster Inspect Your Hail Damage: Be present if an insurance adjuster assesses your hail damage, but be careful about what you say to them. Your lawyer can provide tips about what not to say to a home insurance adjuster that could cause this individual to believe that you’re responsible for your hail damage.
- Get Estimates for Your Hail Damage Repair Costs: Consult with licensed contractors who will give you estimates for repairing damage caused by hail. You can give these estimates to your insurer, and they can strengthen your claim.
- Negotiate an Insurance Settlement: Trust your attorney to handle your settlement negotiations. If your lawyer gets an offer, you can review the proposal with them, weigh its pros and cons, and decide on it.
Remember, filing an insurance claim doesn’t guarantee that your compensation request will be approved. Your lawyer knows how difficult the hail damage claims process can be and the challenges that you’ll face along the way. They can simplify this process and put you in a great position to avoid mistakes that would otherwise compromise your claim.
Riviera Hail Damage Lawyer Near Me 361-884-4433
Hail Damage Claim Mistakes That You Need to Know About
You want your hail damage claim to be approved without delay. As such, you rush through the claims process and accept the first settlement offer that an insurer makes. This may seem like a good idea, since you’ll get money you can use for your repairs. In the long run, this may cause you to fall short of receiving enough money for all of your hail damage losses.
Expect your lawyer to discuss hail damage claim mistakes like the one mentioned above with you. They will encourage you to take appropriate steps to analyze your hail damage, document the harm that you’ve suffered, and learn the ins and outs of your policy. By doing these things, you can minimize the risk of mistakes during the claims process.
Of course, you may go the extra mile to ensure that your insurance company can see that you deserve money from a claim. In spite of this, your insurer may reject your compensation request. Once you get your claim denial letter, your lawyer can get to the root of your rejection. Next, they can start the appeals process.
Representing the injured in all areas of Texas that extends back over 40 years
Why a Hail Damage Claim Can Be Denied
Insurance companies may search far and wide for reasons to reject hail damage claims. Your lawyer can describe reasons why insurers decline requests for compensation for hail damage. These reasons can include:
- Missing a deadline to file a claim
- Submitting a claim for a lapsed policy
- Insufficient evidence to support a claim
- Pre-existing property damage unrelated to hail
If your claim has been rejected, your lawyer may appeal directly to your insurer. This may lead the company to reevaluate your claim and determine if overturning the original decision against you is warranted. If your lawyer appeals to your insurance company but the business continues to deny your claim, your attorney may advise you to file a lawsuit.
You need a skilled advocate to protect your legal rights and present your claim in such a way as to maximize your recovery.
We Can Get You the Settlement That You Need to Rebound from Hail Damage
As you evaluate your options in the aftermath of hail damage to your home or business, get help from the team at Carrigan & Anderson, PLLC. We can connect you with a Riviera hail damage claims attorney who will give your case their undivided attention. Contact us today.
At Carrigan & Anderson, PLLC we can talk to you about your options and rights.
