If your insurance company has concerns about the validity of your hail damage claim, you risk a denial. Or, the company may dispute your claim in the hopes that you’ll give up on it. Have a hail damage claims lawyer in Taft serve as your legal representation. They can guide you through the claims process or, if warranted, appeal a denied claim on your behalf.
At Carrigan & Anderson, PLLC, no matter your situation, we are here for you. Our team has obtained millions of dollars in compensation for our clients. We can connect you with an insurance claims lawyer in Taft who will help you in the aftermath of suffering hail damage at your home or business. Contact us today for more information.
Why You Should Seek Help From a Taft Hail Damage Claims Lawyer
You may wonder whether your homeowners’ insurance covers hail damage, or you may be unsure about whether your commercial insurance policy will allow you to get money based on your hail damage losses. In these situations and many others, it pays to have an experienced hail damage claims attorney in Taft on your side.
Initially, your attorney can review your insurance coverage with you. Next, they can walk you through the process of filing a claim and make sure that the required materials are submitted promptly. Your lawyer can keep you updated about your claim and let you know if it’s been approved. If, for any reason, your claim is denied, your attorney can handle your appeal.
Carrigan & Anderson, PLLC offers FAQs and other resources to those who are debating whether to move forward with a hail damage insurance claim. Our team can address your legal concerns and questions regarding the insurance claims process. If you’re ready to submit your claim, we can assist. Discuss your hail damage case with us.
We have offices in Houston, Corpus Christi, and Victoria; and will travel to any corner of Texas if we are capable of preventing an injustice.
When to Start the Hail Damage Claims Process in Taft
File an insurance claim as soon as possible after you notice hail damage to your home or car. The sooner you begin the claims process, the sooner you will be able to obtain money for your hail damage repairs. Plus, your insurance company should respond to your claim in a timely manner.
Generally, insurers must meet deadlines to respond to Texas insurance claims. Statewide, insurance providers have up to 15 days from the date that you file your hail damage claim to respond to it. Your insurer may extend this deadline to 45 days if they tell you they need additional time for your claim.
Expect your Taft hail damage claims lawyer to ensure your legal rights and best interests are protected throughout the claims process. In addition to helping you submit your claim, your attorney can share recommendations on what to do to boost your chances of getting an approval.
Taft Hail Damage Lawyer Near Me 361-884-4433
Steps to Take if You Want to File a Hail Damage Insurance Claim
Hire an insurance claims attorney right away. Your lawyer can provide insights into the claims process and what to do if you get a home insurance settlement that’s not enough to cover all of your hail damage losses. They can also provide tips as you go through the claims process, such as:
Gather Evidence
Just because you say that your hail damage claim is legitimate doesn’t mean that your insurer will agree to compensate you for your losses.
Your attorney may advise you to take photos of your hail damage and have professionals give you estimates for what it will cost to perform property repairs. Your evidence can make it tough for your insurer to contest your claim.
Read Through Your Insurance Policy with Your Attorney
You may be subject to deadlines for reporting hail damage to your insurer. If you miss a deadline, your lawyer may use this as grounds to reject your claim. Go over your insurance policy with your attorney. This is an opportunity for you and your lawyer to assess your policy together and make sure that your claim is filed in alignment with your insurer’s rules.
Complete Temporary Repairs
A long time may pass before you get money from your insurer for your hail damage losses. In the meantime, take care of your property and repair any hail damage. As you do, keep track of what you spend on hail damage repairs. You can request compensation from your insurer for these expenses.
Remain in constant contact with your lawyer throughout the insurance claims process. Ideally, your insurance company approves your claim, and you receive money that will serve you well as you take care of hail damage repairs. However, if your insurer denies your claim, you may have to proceed with an appeal.
Representing the injured in all areas of Texas that extends back over 40 years
How to Appeal a Denied Hail Damage Claim
It can be incredibly frustrating to submit a hail damage claim to your insurer and have your request for compensation denied. Thankfully, you don’t have to face this situation alone. Your attorney can review your denial letter with you. From here, they can help you as you go through the appeals process.
This process may begin with submitting a formal letter to your insurance company to dispute the decision against you. Your lawyer can help you craft this letter so that you can use it to explain to your insurer why their decision is wrong. They can request a re-evaluation of your claim, and you may provide your insurance company with supplemental information to support it.
If you contact your insurer and the business still chooses to deny your claim, you can appeal further. At this time, you may contact the Texas Department of Insurance to get help with an insurance complaint. You may also have the option of filing a lawsuit against your insurance company.
You need a skilled advocate to protect your legal rights and present your claim in such a way as to maximize your recovery.
We Will Work One on One with You on Your Hail Damage Claim
At Carrigan & Anderson, PLLC, we will give your hail damage claim our personal attention. Trust a Taft hail damage attorney from our team to help you make informed decisions at each stage of the claims process. To find out more, schedule a free consultation with us.
At Carrigan & Anderson, PLLC we can talk to you about your options and rights.
