Baytown Hurricane Damage Claim Lawyer

Texas is one of the handful of states known to suffer severe damage from a hurricane. Some Texans even lose their homes. In these situations, especially, the insurance company must step in and provide the fullest extent of coverage to their policyholders. Unfortunately, the way to get there isn’t always straightforward, so leave it to one of our Baytown hurricane damage claim lawyers to take charge of these proceedings.

Since we are a smaller firm, our team is more equipped to completely dedicate themselves to your case and give you the personalized attention you deserve. Give Carrigan & Anderson, PLLC, a call today for more information on what you can expect from our Baytown insurance claims lawyers.

What Our Baytown Hurricane Damage Claim Lawyers Can Do for You

Navigating the claims process while you’re trying to settle matters at home and get back to normal only adds more stress and overwhelm to the situation. That’s why you may want to hire one of our Baytown hurricane damage claim attorneys. While you tend to your and your family’s needs, we will build a strong case for you. Some of the tasks we’ll take on for you include the following:

• Completing and filing the necessary paperwork
• Reviewing and interpreting your policy terms
• Identifying your options for coverage
• Gathering different forms of evidence
• Negotiating a settlement that covers your losses
• Handling all communication with the insurer
• Taking your case to court, if needed

We’ll be in communication with you throughout your case. We’ll let you know when we have an update, as well as make ourselves available to you if you have questions or concerns. Instead of going through a secretary to get an answer to your question, you will connect directly to your lawyer. They answer texts seven days a week and respond fast.

Many people hesitate to hire us after reading all these things we can do for them due to the cost. That’s not an issue with us in your corner, though. Our firm takes cases for a contingency fee, meaning if we settle or win your case, we’ll collect our payment. There are no upfront or hourly fees involved, so you know what to expect from the get-go.

Common Types of Hurricane Damage

Per the National Oceanic and Atmospheric Administration (NOAA), a Category One hurricane can generate wind speeds from 74 to 95 mph, as well as storm surges as high as five feet. This weather can lead to severe damage to homes and businesses, such as:

• Flooding
• Mold and mildew
• Broken windows
• Fallen or flying debris
• Cracked or blown-off roof shingles
• Power surges or outages
• Holes in the roof or siding
• Cracked foundation
• Fire or explosions
• Damage to vehicles

Depending on your policy, your insurance company must cover the cost of repairing the damage the hurricane has caused. However, there are certain steps you need to take to get the most out of your claim. You may want to consider:

• Reviewing your policy to see what your deductibles, limits, exclusions, terms, and conditions are
• Alerting your insurance company right away to kickstart the claims process
• Documenting your losses by taking videos and pictures of the damage
• Hiring an inspector to canvass your property and assess the full extent of the damage it sustained
• Keeping a file of all the receipts, reports, and communications related to the hurricane damage so that you can submit a valid, comprehensive claim.

After going over your situation, a Baytown hurricane damage lawyer at our firm can help you figure out what else you need to make a successful claim. You can count on them to provide you with transparency, from start to finish. Reach out to Carrigan & Anderson, PLLC, to begin your legal journey with us.

Baytown Hurricane Damage Lawyer Near Me 361-884-4433

Securing Compensation Before the Deadline in Baytown, Texas

You may be entitled to collect compensation for the damages you sustained from the hurricane. How much and what forms will depend on what your policy covers. One of our Baytown property insurance claim lawyers may find that you qualify to go claim the following:

• Personal belongings, like appliances, family heirlooms, and clothing
• Relocation expenses if your home was unhabitable due to the damages
• Cleanup costs to remove the debris
• Power outages or surges
• Structural damage to the roof, walls, windows, doors, or foundation
• Damaged or destroyed landscapes, garages, sheds, or other secondary structures on your property

There’s not a lot of time to file a hurricane damage claim in Texas, as there is a deadline with which you must comply. Failure to do so may result in the court denying your case.  The allotted time frame varies by policy, but the state imposes other timelines on other related hurricane damage claims. Knowing which one applies to your situation can be tricky, but our attorneys can identify how long you have.

• The Texas Windstorm Insurance Association (TWIA) generally allows claimants one year from the day of the hurricane to submit a claim.
• Texas Civil Practice & Remedies Code § 16.003 enforces a two-year deadline on most property damage claims, beginning on the day the damage occurred.
• Texas Insurance Code § 541.162 usually gives two years from the day an insurance company was employing a bad faith tactic or the day you discovered it was to file a bad faith insurance lawsuit.

Our team has recovered millions for clients and has more than 40 years of combined experience in assisting clients with their personal injury and insurance law cases. We know what it takes to obtain a favorable outcome, especially under tight time constraints. Still, the sooner you contact us, the sooner we can file your claim and get the coverage you need.

Start Working With Our Baytown Hurricane Damage Claim Lawyers Today

If your home or business was impacted by a hurricane, a Baytown hurricane damage attorney on our team can help you file a successful case. Contact Carrigan & Anderson, PLLC, today for a free consultation at no obligation. We have received 4.8 stars on 73 Google reviews.