If your property suffered hail damage, you shouldn’t be left paying for repairs out of pocket. Homeowners’ insurance is meant to protect your investment when unpredictable weather strikes. Unfortunately, understanding your policy’s language and determining what coverage applies can be confusing. That’s where a hail damage claims lawyer in Portland can help.
At Carrigan & Anderson, PLLC, our Portland insurance claims lawyers are ready to guide you through every step of the claims process. With more than four decades of combined experience handling insurance disputes and property damage claims, we know what it takes to pursue fair compensation from insurers. Contact us today for a free case evaluation.
You Have the Right to Hire a Lawyer for Hail Damage Claims
Many homeowners don’t realize they can hire an attorney when their insurance company delays, underpays, or denies a hail damage claim. If your insurer refuses to honor your policy or makes a low offer, you have the right to seek legal representation.
A Portland hail damage claims lawyer from Carrigan & Anderson, PLLC, can enforce your rights under Texas law and help you recover the full amount you’re owed, not just what the insurance company wants to pay.
We have offices in Houston, Corpus Christi, and Victoria; and will travel to any corner of Texas if we are capable of preventing an injustice.
File Your Insurance Claim First, Then Call Us
If you haven’t yet filed your claim, that’s the first step. Your insurer must have the opportunity to evaluate and pay your damages before legal action begins. Once you’ve filed, our team can step in if:
- Your insurer delays or underpays your claim.
- You receive a lowball settlement offer.
- Your claim is wrongfully denied.
We believe in doing things the right way. If your insurer acts in good faith, we’ll tell you. If not, we’ll fight for you. That ethical approach is part of what sets Carrigan & Anderson, PLLC, apart from other firms that rush in after every storm.
Portland Hail Damage Lawyer Near Me 361-884-4433
How Our Portland Hail Damage Lawyers Can Support You
Dealing with property damage after a storm can be overwhelming. The last thing you need is the added stress of deciphering legal jargon or negotiating with an uncooperative insurance adjuster. That’s where we come in.
Our team of experienced Portland personal injury lawyers has dedicated years to helping Texas homeowners and business owners stand up to insurance companies that fail to honor their policies. We handle all aspects of your hail damage claim, from filing and evidence collection to direct negotiations with the insurer.
Representing the injured in all areas of Texas that extends back over 40 years
What Sets Our Firm Apart
At Carrigan & Anderson, clear communication is one of our founding principles. Clients often note our responsiveness and accessibility in their reviews. When you work with us, you’ll have direct contact with attorneys David and Stephen. You won’t have to deal with gatekeepers or endless voicemail loops.
You can text or call us seven days a week for updates or questions about your case. As a smaller law firm, we’re able to give each case the personalized attention it deserves. We take pride in building lasting relationships with clients and providing hands-on legal service that larger firms can’t always offer.
When you trust our team with your hail damage claim, we will:
- Gather and organize all evidence to support your claim’s validity
- Review and interpret the fine print of your insurance policy
- Protect you from bad faith insurance practices
- Submit your claim within all applicable deadlines
- Manage all communications with the insurance company
- Negotiate for a fair settlement
- File a lawsuit and go to trial if the insurer refuses to act in good faith
From start to finish, we handle the heavy lifting so you can focus on getting your home and your life back to normal.
Local Representation You Can Trust
After major storms, law firms and contractors often flood into the Coastal Bend from across Texas. Carrigan & Anderson, PLLC, is the only local law firm with a proven history of handling property and hail damage claims right here in Portland:
- We know the local judges and courts
- We’ve tried cases in these communities
- We live and work here, just across the bridge
You deserve advocates who understand your community, not firms that commute from hundreds of miles away.
You need a skilled advocate to protect your legal rights and present your claim in such a way as to maximize your recovery.
How Much Does It Cost to Hire a Portland Hail Damage Attorney?
After a major hailstorm, homeowners often face repair expenses, possible temporary relocation, and the stress of dealing with insurers. Worrying about attorneys’ fees shouldn’t add to that burden.
That’s why our Portland hail damage lawyers work on a contingency fee basis, meaning you pay no upfront fees. We only collect payment if we successfully secure compensation for you, and if we don’t win, you owe us nothing.
Under Texas law, our attorney’s fees are often recoverable on top of your payout; they don’t come out of what you’re owed. You keep the full amount necessary to repair or replace your property.
When it comes to hail and property damage claims, hiring our firm can only help you recover more from your insurance company; never less.
Our track record reflects our commitment to getting results for homeowners just like you. Contact Carrigan & Anderson, PLLC, today for a no-obligation consultation and find out how we can help you pursue what you’re owed.
What If the Insurance Company Denies or Delays Your Claim?
Unfortunately, it’s not uncommon for insurers to underpay, delay, or outright deny legitimate hail damage claims. They may argue that the damage isn’t covered, isn’t severe enough, or existed before the storm. In other cases, they may drag their feet, hoping you’ll settle for less than you deserve.
If this happens, it may amount to bad faith insurance practices, which are unlawful actions in which an insurer fails to act honestly or fairly toward a policyholder. Our Portland bad faith insurance attorneys can investigate your situation, review the insurer’s conduct, and, if necessary, file a lawsuit to hold them accountable.
You have rights as a policyholder under Texas law, and we’ll fight to ensure your insurer upholds its legal obligations.
What to Do After a Hailstorm Damages Your Portland Property
If a recent hailstorm has damaged your home or business, taking the right steps immediately afterward can make all the difference in your insurance claim. Our attorneys recommend that Portland residents take the following actions:
- Notify your insurance company right away: Report the hail damage as soon as possible to begin the claims process. The insurer will typically send an adjuster to assess the damage.
- Document everything: Take detailed photos and videos of the damage to your roof, siding, windows, and vehicles. Include images of the hailstones themselves, placing them next to a ruler or recognizable object can help show their size.
- Obtain repair estimates: Contact a reputable contractor to provide a written estimate for necessary repairs.
- Schedule a professional inspection: Even if the damage seems minor, a licensed inspector might uncover underlying issues you can’t see from the ground.
- Keep all records: Save copies of correspondence, estimates, invoices, and all photographic evidence. This documentation will be vital in proving the legitimacy and extent of your claim.
Following these steps helps protect your right to compensatory damages and ensures your claim starts on solid ground.
The Impact of Hail Damage in Texas
Texas consistently ranks among the states most affected by hailstorms. Hail can inflict a wide range of property damage, including:
- Dented or cracked roofing materials
- Holes in shingles or roofing membranes
- Broken windows or damaged shutters
- Dented gutters and downspouts
- Cracked driveways and sidewalks
- Chipped exterior paint or siding
- Damaged vehicles, outdoor furniture, and landscaping
Additionally, hailstorms often bring strong winds that can worsen the damage by toppling trees, knocking down power lines, and compromising building structures. If your home has become unsafe due to storm damage, prioritize your safety and find temporary shelter until repairs can be made.
Let a Hail Damage Attorney in Portland Handle Your Claim
Filing an insurance claim for hail damage can be exhausting and time-consuming. Between coordinating with contractors, managing repairs, and trying to return to your daily routine, the last thing you need is to have to contend with an insurance adjuster. The Portland hail damage attorneys at Carrigan & Anderson, PLLC are ready to take that burden off your shoulders.
We’ll manage your entire case, from filing to negotiation, while keeping you informed every step of the way. You don’t have to face an insurer alone. Let our legal team put our decades of experience to work for you.
Our firm believes in doing what’s right for every client. We never take a percentage of any payment your insurance company makes before you hire us.
We only get involved when the insurer fails to honor its obligations. That’s the ethical standard we live by, and it’s why Coastal Bend homeowners continue to trust Carrigan & Anderson, PLLC, after every storm.
Contact us today for your free consultation, and let’s start building your case for fair compensation. Whatever your situation, we are here for you.
At Carrigan & Anderson, PLLC we can talk to you about your options and rights.
