In 2017, Hurricane Harvey dumped about 50 inches of rain on the League City, Texas, area, resulting in extensive flooding. It’s impossible to predict when another storm of this magnitude will hit. Still, when it does, the League City hurricane damage claim lawyers at Carrigan & Anderson, PLLC, will be there to help homeowners and business owners get fair insurance coverage for their losses.
Our League City insurance claims lawyers have extensive experience negotiating with insurance adjusters and won’t allow them to bully you or deny your claim unfairly.
We have recovered millions of dollars in property damage claims and want to take the burden of your claim off your shoulders so you can focus on caring for your loved ones during this challenging time. Please contact us today for a free consultation.
Whatever Your Situation, Our League City Hurricane Damage Claim Attorneys Are Here for You
Texas is the second-most hurricane-prone state in the U.S. behind Florida, according to the National Oceanic and Atmospheric Administration, with an average of three hurricanes or tropical storms hitting the Gulf Coast every four years. If you’re unsure where to turn in the aftermath of a serious storm, our League City storm damage claims lawyers can help you by:
- Using our 40+ years of experience in insurance law to your advantage.
- Responding quickly to your questions and concerns.
- Connecting you directly with your attorney.
- Providing personalized attention for your case.
- Analyzing your insurance policy or policies to determine what coverage you qualify to receive.
- Gathering evidence to prove your property damage losses.
- Recognizing and standing up to underhanded or illegal insurance practices.
- Fighting to maximize your financial recovery, whether in insurance negotiations or trials.
We have a 4.8–star rating on Google based on nearly 80 reviews. We’re confident you won’t be disappointed with the care you receive or the results you get when you choose to hire your League City hurricane damage insurance claim lawyer from our team.
Contact Carrigan & Anderson, PLLC, today to learn more about the benefits of working with our law firm.
We have offices in Houston, Corpus Christi, and Victoria; and will travel to any corner of Texas if we are capable of preventing an injustice.
Does Homeowners’ Insurance Cover Hurricane Damage?
Most standard homeowners’ insurance policies do not cover two of the most destructive consequences of a hurricane: flooding and high winds.
In addition to home insurance, League City strongly advises residents to purchase a separate flood damage policy. There is a 30-day waiting period before the coverage kicks in, so you must obtain the policy long before a hurricane hits.
The Texas Department of Insurance (TDI) also strongly recommends that anyone living on or near the Gulf Coast purchase windstorm insurance policies. You must do so before a storm starts developing in the Gulf of Mexico.
Does Commercial Property Insurance Cover Hurricane Damage?
According to the TDI, League City commercial business owners must also obtain separate windstorm and flood insurance policies to get hurricane damage coverage. Speak to your insurance agent as soon as possible to purchase this coverage if you don’t have it already.
League City Hurricane Damage Lawyer Near Me 361-884-4433
Do You Need an Attorney for Your Hurricane Damage Claim in League City?
While the law does not require you to hire a lawyer to help with your hurricane property damage claim, it is strongly recommended. A League City homeowners insurance claim lawyer or a League City commercial insurance claim lawyer can help you fight to get the compensation you deserve to repair or rebuild your property.
A League City Hurricane Damage Insurance Claim Attorney Can Fight Back Against Bad Faith Practices
Insurance companies often underpay or deny valid claims in the aftermath of a hurricane. While some policyholders can quickly remedy denials with additional evidence or by fixing clerical errors, other denials happen because of bad faith tactics on the insurer’s part.
According to Texas Insurance Code § 541.060, bad faith insurance practices include:
- Making false or misleading statements about your policy
- Refusing to make a good-faith effort to negotiate
- Refusing to investigate your claim properly
- Failing to settle your claim in a timely manner
If the insurance company undervalues or denies your claim, you don’t have to take “no” for an answer. Our League City bad faith insurance claim attorneys will fight for you and your rights and won’t let the adjuster bully you into taking less money than you deserve.
Regardless of whether your coverage is with a large insurance company like State Farm, Allstate, Amica, or Liberty Mutual, we will not be intimidated. Managing Partner David M. Anderson has extensive experience defending policyholders against deceptive tactics, and he can do the same for you.
It Costs Nothing Upfront to Hire a Hurricane Damage Claim Attorney in League City
At Carrigan & Anderson, PLLC, securing legal representation with us is risk-free because we work on a contingency fee basis. That means you will pay no upfront, hourly, or retainer fees.
You will only compensate us if we secure compensation for you from your insurance company.
Representing the injured in all areas of Texas that extends back over 40 years
The Deadline for Filing a Hurricane Damage Claim in League City
The deadline for filing a hurricane damage insurance claim in League City differs depending on the language in your unique policy. Your claim may also need to meet other deadlines, such as:
- The general one-year deadline for Texas Windstorm Insurance Association (TWIA) claims
- Texas’ general two-year deadline for property insurance claims (per Texas Civil Practice & Remedies Code § 16.003)
- The general two-year deadline for filing bad faith insurance lawsuits in Texas (per Texas Insurance Code § 541.162)
If you do not file your claim on time, you could forfeit your right to compensation, so we encourage you to contact our law firm as soon as possible after the storm.
Your League City property insurance claims attorney can ensure your claim meets all applicable deadlines.
You need a skilled advocate to protect your legal rights and present your claim in such a way as to maximize your recovery.
Get Help From a League City Hurricane Damage Claim Lawyer Today
If you need help filing a claim or appealing a denied claim after a hurricane, our League City hurricane damage claim attorneys are here for you. We will work hard to get the compensation you need and deserve.
Contact Carrigan & Anderson, PLLC, today for a free initial consultation.
At Carrigan & Anderson, PLLC we can talk to you about your options and rights.
