If you are struggling to file or get a fair payout based on a homeowners insurance claim in League City, Texas, our team can help. We know how to deal with insurance carriers to negotiate fair settlements, fight denials, or sue for bad faith. A League City homeowners insurance claim lawyer from our team can step in to handle your claim for you today.
A League City insurance claims lawyer from Carrigan & Anderson, PLLC, is here for you. We have more than 40 years of experience in insurance law and have secured millions of dollars for our clients. Contact us today for a free, no–obligation case review.
A League City Homeowners Insurance Claim Attorney from Our Firm Will Ensure You Understand Your Policy and Coverage
Homeowners insurance policies usually offer several types of coverage. Each coverage type has its own stipulations and exclusions. These policies can be difficult to understand and are often written in legalese that is purposefully unclear.
Some common types of coverage included in a homeowners insurance policy in League City include:
- Coverage to repair your structures if they suffer damage from a covered event
- Coverage to repair or replace your belongings if they are damaged in a covered event
- Coverage for your living expenses if you cannot remain in your home during repairs
- Coverage for personal liability if someone is hurt on your property
When you have a covered event, such as wind damage or a fire, you file a claim with your insurer to receive the money you need to cover the related costs. In theory, this should be a straightforward process. However, it is often more complicated and challenging to get the money you deserve than it should be.
When this occurs, you can call our team. A League City personal injury lawyer from our firm can help you understand your policy and take the necessary steps to get you paid.
We have offices in Houston, Corpus Christi, and Victoria; and will travel to any corner of Texas if we are capable of preventing an injustice.
Trust Our Homeowners Insurance Claim Lawyer With Your League City Claim
At Carrigan & Anderson, PLLC, you connect directly with a lawyer. They are your first point of contact with our team. We respond seven days a week. We are here when you need us.
We are dedicated to helping you recover maximum compensation based on your insurance coverage and the losses you suffered. We review your policy, gather evidence, and demand the insurance carrier pay you fairly. We can help if they delay or deny your claim. We will fight aggressively to secure the compensation you deserve based on your coverage.
We are a small firm, which means every client gets personalized attention. When a client calls, we know their case and can answer their questions or address their concerns promptly.
Our Team Knows How Insurance Companies Work
When you hire our company, you will work with an experienced Texas insurance lawyer who has taken on the biggest homeowners insurance providers—and won. This includes Nationwide, Allstate, and State Farm. Our team has recovered multi-million dollar payouts for clients after hail storms and other covered events.
We know that insurance companies could be using bad faith or even illegal practices to underpay, delay, or deny claims. This is why we fight so hard for the money our clients deserve.
We work based on contingency. You will never need to pay our firm upfront for the services we provide.
League City Homeowners Insurance Claims Lawyer Near Me 361-884-4437
When You Want a Lawyer to Help With Your League City Homeowners Insurance Claim
When your insurance company fails to cooperate with you when you file a claim, it makes it difficult or impossible to get the money you need and deserve. An insurance policy is a contract. You uphold your part by paying your premiums. They must uphold their part by paying covered claims.
However, this is not always how things go. Sometimes, insurance companies do things that leave policyholders wondering what they can do to fight for the money they deserve. Calling on our team and working with our insurance claims lawyer can help if you are dealing with:
- Refusal to acknowledge your claim or follow-up contact
- Unfair delays or time-wasting tactics
- Failing to investigate the damage and properly assess the damage
- Misrepresenting or misinterpreting your policy to reduce your payout
- Making lowball settlement offers
- Not making a timely settlement offer
- Refusing to pay you in a timely manner after a settlement agreement
- Wrongfully denying your claim without a legitimate reason
You do not have to deal with your insurer on your own. Our attorney can handle your claim from the beginning or pick up the case if you run into issues getting a fair payment for your damage and repairs.
Representing the injured in all areas of Texas that extends back over 40 years
What Is Bad Faith in a League City Homeowners Insurance Claim?
Our League City homeowners insurance claim attorney can help you understand your rights and legal options if your insurance carrier is operating in bad faith. Under the Texas Department of Insurance (TDI), you have rights as a policyholder. These rights include:
- Prompt processing and payment of your claim
- A written explanation of a claim denial
- A reasonable investigation into your damage
- Right to contract with a public insurance adjuster
This is not a full list of your rights under Texas law. However, this list outlines the basic actions your insurance carrier should be taking as it manages your claim. If it fails to do so, it might be acting in bad faith.
When this occurs, your League City homeowners insurance claim attorney can help you try to resolve the situation or hold the carrier responsible for its behavior. We can also report its actions to the TDI when appropriate.
You need a skilled advocate to protect your legal rights and present your claim in such a way as to maximize your recovery.
Discuss Your League City Homeowners Insurance Claim With Our Team
At Carrigan & Anderson, PLLC, we provide free consultations. We will review the details about your damage and what has happened so far in the claims process.
We can explain how our League City homeowners insurance claim lawyer approaches these cases and how we can help you fight for fair compensation. Contact us now to learn more.
At Carrigan & Anderson, PLLC we can talk to you about your options and rights.
