Over our 37 years of experience in the legal field, our Pearland insurance claims lawyers have seen many storms hit the Gulf Coast of Texas, from Hurricane Chantal in 1989 to Hurricane Ike in 2008, Hurricane Beryl in 2024, and several other hurricanes and tropical storms. We have seen first-hand the damage these storms cause and the effects they have on local home and business owners.
When a hurricane wreaks havoc on the Pearland area, our attorneys are here to help property owners by securing appropriate compensation from their insurance providers. If you’re struggling with a denied or undervalued insurance claim, contact Carrigan & Anderson, PLLC, today. Our Pearland hurricane damage claim lawyers will help you fight for the coverage you deserve.
Our Pearland Hurricane Damage Claim Lawyers Focus on Transparency from Start to Finish
When you work with a Pearland hurricane insurance claim attorney from our team, you won’t ever be left in the dark about where your claim stands. Your first point of contact will be an experienced lawyer, not a secretary or paralegal. Our managing partners, Steve Carrigan and David Anderson, respond to our clients’ text messages seven days a week.
Our law firm’s smaller size allows us to dedicate significant time and resources to every property damage claim we handle. You can rest assured that your case is in good hands and won’t get lost in the shuffle like it might at a huge firm with hundreds of attorneys.
Most importantly, we aren’t intimidated by large insurance companies. We have seen how some insurance providers use deceptive or illegal tactics to try to reduce or deny legitimate claims and keep more money in their pockets. We won’t let them deceive you. We are experienced insurance lawyers, and we won’t back down until you get the compensation you deserve for your losses after a hurricane.
We have offices in Houston, Corpus Christi, and Victoria; and will travel to any corner of Texas if we are capable of preventing an injustice.
Does a Standard Homeowners Insurance Policy Cover Hurricane Damage?
According to the Texas Department of Insurance, homeowners in Brazoria County generally do not receive hurricane damage coverage with a standard homeowners insurance policy. Instead, they must purchase separate windstorm and flood insurance policies to cover hurricane damage. These policies typically offer coverage for:
- Wind damage to your roof, siding, windows, or other structural elements
- Flood damage
- Personal property damage caused by wind or flooding
- Additional living expenses (temporary housing costs associated with relocating your family while your home is repaired or rebuilt)
In some situations, it can be difficult to know which insurance policy to turn to for coverage. If you’re struggling with the claims process, a Pearland homeowners’ insurance claims lawyer can review your insurance policies and determine your options.
Does a Standard Commercial Insurance Policy Cover Hurricane Damage?
Commercial building owners in the Pearland area generally must also purchase specific flood and windstorm policies to protect their properties from hurricane damage-related losses.
In addition to physical damage to your building, equipment, and inventory caused by wind or flooding, these policies also often provide business interruption coverage, which can help you recover lost income and other expenses if your business cannot operate in the hurricane’s aftermath.
Each policy has unique deductibles, exclusions, and coverage limits. If you’re unsure what coverage you have or need help with your claim, a Pearland commercial insurance claims lawyer from Carrigan & Anderson, PLLC, can help. Contact us today for a free initial consultation.
Pearland Hurricane Damage Lawyer Near Me 361-884-4433
Common Issues Hurricane Damage Claimants in Pearland Typically Encounter
Many policyholders in Pearland face opposition when filing claims after a hurricane. We have seen insurance companies that:
- Are dishonest about what a policy does and does not cover
- Fail to acknowledge valid claims
- Refuse to perform proper investigations on claims
- Make unreasonably low settlement offers
- Refuse to negotiate in good faith
- Delay payments after claim approval
- Deny valid claims
These and other bad faith insurance actions are not your fault, and you should not have to put up with a deceitful insurance adjuster. When you turn to Carrigan & Anderson, PLLC, we won’t allow that to happen.
How Can a Pearland Hurricane Damage Attorney Help You?
If you are having trouble getting approval for your claim, our Pearland hurricane damage insurance claim lawyers will:
- Gather evidence of the damage your property experienced
- File your hurricane damage claim for you
- Submit an appeal for a claim denial
- Communicate with the insurance adjuster on your behalf
- File a bad faith lawsuit if necessary to hold the insurer accountable for its illicit actions
- Handle your claim on contingency, so you’ll only pay us if we secure compensation for you
- Take the stress of your claim off your shoulders, so you can focus on other pressing matters
Representing the injured in all areas of Texas that extends back over 40 years
Important Steps to Prepare for Hurricane Season in Pearland, Texas
If you live in Pearland or another area that’s prone to hurricanes, the National Weather Service recommends taking several steps to prepare for the next big storm:
- Ensure you understand your evacuation zone and what route to take if you are asked to evacuate. The Houston-Galveston Area Council keeps maps and instructions on its website.
- Assemble an emergency kit, and ensure you update it regularly with fresh batteries for flashlights, etc. The Federal Alliance for Safe Homes provides a checklist you can follow.
- Create a family emergency plan that details what you will do and where you will go when a hurricane hits. If you have pets, be sure to include them in your plan.
- Review your insurance policies regularly to ensure you understand your coverage.
You need a skilled advocate to protect your legal rights and present your claim in such a way as to maximize your recovery.
Get Help from a Pearland Hurricane Insurance Claim Lawyer Today
At Carrigan & Anderson, PLLC, we have recovered many significant settlements and awards for property owners in the Pearland area who needed money from their insurance companies to repair or rebuild their homes and businesses after hurricanes. We are not afraid to step up and defend you against State Farm, Nationwide, Liberty Mutual, Allstate, or any other insurance company.
Let us use our extensive experience in insurance law to go to bat for you. Contact us today for a free hurricane damage claim consultation.
At Carrigan & Anderson, PLLC we can talk to you about your options and rights.
