Natural disasters, fires, or vandalism can seriously damage your Sugar Land home. Our homeowners insurance claims lawyers can help you file a claim with your insurer. We will review your policy and document your covered losses. While we do, you can focus on safely relocating your family.
At Carrigan & Anderson, PLLC, we represent policyholders who face insurance companies that delay or deny valid claims. We are passionate about fighting for the rights of Texas homeowners. Contact our consultation team to learn about the benefits of hiring our Texas homeowners insurance claims lawyer today.
Our Legal Team Will Thoroughly Document Your Property Damage or Loss
An important part of filing an insurance claim is meeting the requirements for getting the coverage and compensation you are entitled to receive. That starts with documenting your covered losses. We recommend:
- Taking photos of your property damage from a variety of angles
- Collecting receipts for your personal property (furniture, clothes, etc.)
- Collecting receipts for temporarily boarding or securing your home
- Documenting the costs of temporarily relocating yourself and your family
- Official reports related to your claim (police, fire, weather, etc.)
In the aftermath of a damaging event, it can be hard to know what your next steps are or should be. Your personal injury lawyer in Sugar Land, TX can help you navigate this potentially stressful process. We make sure your insurance claim has all the supporting documentation it needs.
Your Insurance Policy Defines Covered Loss for Your Sugar Land Home
The lawyer you choose after a storm or other damaging event at your home can make a difference in how your claim is handled. Our homeowners insurance claims attorneys serving Sugar Land will start by reviewing your policy to understand its covered losses. This comprehensive review can help you get the full value of your compensation request.
Covered losses we look for include:
- Primary dwelling coverage
- Outbuilding and landscape coverage
- Personal property coverage
- Additional living expenses coverage
- Personal liability coverage
Texas Department of Insurance (TDI) guidelines cite these as common coverage options, but your policy may differ. We will review every page of your primary policy and any optional coverage you choose. If you have separate policies (flood, earthquake, etc.), we examine those as well. Our goal is to get all the compensation you need to restore your home.
We have offices in Houston, Corpus Christi, and Victoria; and will travel to any corner of Texas if we are capable of preventing an injustice.
How Our Sugar Land Homeowners Insurance Claims Lawyer Will Advocate for You
If you protected your home with insurance, it should be there for you when you need it most. When you struggle to get fair and appropriate compensation after, we will advocate for you and deal with the insurance company, including:
- Obtaining and submitting evidence of your losses
- Completing and submitting your Proof of Loss form
- Managing all verbal, written, and electronic communication
- Clarifying your deductible and how and when it is paid
- Fighting hard for the maximum coverage of your policy
- Seeking compensation from multiple policies, if applicable
- Obtaining trustworthy estimates for needed property repairs
When you hire our homeowners insurance claims attorney Sugar Land, TX as your legal representation, they will work hard to provide the individual time and attention you need.
The no-win, no-fee guarantee at Carrigan & Anderson, PLLC means you compensate our law firm only after we obtain compensation for you.
Our 50+ Years of Experience Can Protect You from Bad Faith Insurance Tactics
Homeowners in the state of Texas are protected from bad faith and unscrupulous insurance companies. Your insurance company is required to treat you fairly and handle your claim in an honest and aboveboard manner.
Texas Insurance Code Section 542.003 prohibits unfair claim settlement practices, including:
- Intentionally misrepresenting any portion of your claim
- Failing to promptly acknowledge your claim or correspondence
- Not investigating your claim in a timely fashion
- Not making a good-faith effort to resolve your claim
- Making an unreasonably low settlement offer that leads to a lawsuit
If you believe your insurance company is engaging in bad faith practices or otherwise mishandling your claim, you can fight back. Our homeowners insurance attorneys will investigate their actions and describe your options, which can include filing a civil lawsuit for compensation.
Sugar Land Homeowners Insurance Claims Lawyer Near Me 361-884-4437
Know Your Rights and Responsibilities as a Sugar Land, Texas Homeowner
Texas’ Homeowners Bill of Rights outlines the obligations you and the insurance company have to each other. As the property owner, you have the right to:
- Fair and reasonable treatment when you file a legitimate claim
- Negotiate any settlement offer you receive from the insurer
- Acknowledgement of receipt of your claim within 15 days
- A written explanation of any extension to this deadline
- Restitution of your claim within five days of its approval
Our Sugar Land homeowners insurance claims lawyers at Carrigan & Anderson, PLLC are on your side. We know how overwhelming it can be do deal with legal and insurance matters in the aftermath of a disaster, so, we handle all these details for you. Contact our consultation team to get started today.
Know What You Can Do if Your Homeowners Insurance Claim Was Denied
Insurance companies can deny property damage claims for a variety of reasons—valid or invalid. Our law firm will investigate your appeal to understand the reason your claim was denied. We will:
- Review relevant correspondence
- Collect additional evidence
- Consult relevant experts
- File a comprehensive appeal
You are entitled to an explanation when your claim is denied and to file an appeal if you disagree with the insurance company’s findings. Our law firm will guide you through the appeals process and fight for your financial recovery.
Representing the injured in all areas of Texas that extends back over 40 years
Get Help from a Sugar Land Homeowners Insurance Claims Attorney Today
If your home was damaged or destroyed in a natural disaster, fire, or other covered event, we can help you get the compensation you need from your homeowners insurance company. Our Sugar Land homeowners insurance claims lawyers will file your claim or launch an effective appeal if your original claim was denied.
You do not have to deal with the insurance adjuster or company without legal support. Contact our consultation team at Carrigan & Anderson, PLLC to get started now.
At Carrigan & Anderson, PLLC we can talk to you about your options and rights.
