Baytown Insurance Claims Lawyer

You pay a monthly insurance premium to protect yourself in the event your property sustains damage. Hopefully, it never comes to that, but if it does, you want to be sure your insurance company is there to take care of the losses covered in your policy. Filing a claim for compensation can be a complicated process, and you may even get pushback from your insurance company.

A Baytown insurance claim lawyer from our team can guide you throughout your case and help ensure you secure a fair financial recovery. After all, we will bring more than three decades of experience in personal injury and insurance law to your claim. Reach out to Carrigan & Anderson, PLLC, for more information.

How a Baytown Insurance Claim Lawyer at Our Firm Can Assist You

Don’t worry about cost when it comes to hiring one of our attorneys. We operate under a no-win, no-fee policy. That means only if we obtain coverage for you will we collect our payment. With this payment structure, you’ll get the following services from us with no upfront fees:

• Determining your options for coverage
• Reviewing your insurance policies
• Collecting different forms of evidence
• Filling out and turning in the required paperwork
• Fighting for a fair payout
• Going to a trial if need be

With our firm being a smaller size, we’re better able to dedicate ourselves to every case and provide each client with more personalized attention. We will spend as much time as we need on your claim to ensure you are satisfied and get the most compensation possible. 

Don’t be afraid to reach out to learn more about us or ask questions. We’re here for YOU. Text us whenever, as we respond every day of the week. Stephen even answers phone calls seven days a week.

Types of Insurance Claims Our Attorneys Handle in Baytown, Texas

Our Baytown insurance claim attorneys handle an array of cases on behalf of those who sustain property damage in Baytown. We’re here for you if you need a:

• Baytown hurricane damage claims lawyer: According to the National Oceanic and Atmospheric Administration (NOAA), just a Category 1 hurricane can produce wind speeds up to 95 mph, potentially causing wind and water damage.
• Baytown flood damage claims lawyer: Flood insurance doesn’t fall under homeowners or commercial insurance, as it’s typically a separate policy you purchase to cover related damages.
• Baytown tornado insurance claims lawyer: The Insurance Information Institute (III) states that Texas had the most tornadoes of all 50 states in 2024.
• Baytown home insurance claims lawyer: Homeowners have certain rights and responsibilities when their home is damaged by a natural disaster, accident, or vandalism.
• Baytown commercial insurance claims lawyer: If your business sustained damage, you may file a commercial insurance claim with your insurer.
• Baytown property insurance claims lawyer: We can handle your claim if you’re filing for damages from flooding, hail, wind, tornado, theft, fire, or water.
• Baytown hailstorm damage claims lawyer: Examples of hail damage include dents in the siding, holes in the roof, cracked or broken shingles, or damage to the air conditioning unit.
• Baytown bad faith insurance claims lawyer: If the insurance company acts in bad faith, be it through misrepresenting your policy terms, failing to provide a reasonable explanation for your denial, or not properly investigating your claim, we can sue them to hold them accountable.

Whatever your situation, we are here for you. David is an experienced insurance lawyer in Texas. He’s not afraid to stand up to and hold some of the biggest insurance companies, like State Farm and Allstate, responsible for what they owe you. He and the team have even obtained a $2 million settlement for a homeowners insurance claim.

Get in touch with Carrigan & Anderson, PLLC, for a free consultation today. During this call, we’ll listen intently to your situation and explore your different options for coverage.

Baytown Insurance Claims Lawyer Near Me 361-884-4433

Important Deadlines to Be Aware of When Filing an Insurance Claim

How long you have to file an insurance claim often depends on your policy and the nature of your case. However, figuring out the right time frame can be difficult. A Baytown insurance claim attorney from our firm will determine which deadline applies to you. One or more of the following could apply in your case:

• According to Texas Civil Practice and Remedies Code § 16.003, you have two years from the day your property damage occurred to file such a case.
• Under Texas Insurance Code § 541.162, if an insurance company engages in bad faith practices, most people have two years from the date the practice occurred or the date they discovered it to file a bad faith insurance lawsuit.

Regardless of how much time you’re given, it’s imperative that you act quickly. Any delay could risk your eligibility to obtain coverage. Reduce this risk by calling our firm as soon as possible. With enough notice, we’ll be able to adhere to whatever deadlines you have.

What to Do When Filing an Insurance Claim

For you to get the most out of your claim, you must ensure that you cover all your bases and protect yourself. As soon as you know about the damage and it’s safe for you to do so, take these steps:

• Alert your insurer about the damage.
• Call the police, if needed.
• Snap photos of the damage from various angles.
• Record a video and narrate the extent of the damage.
• Hire an inspector to evaluate the damage.

Keep a record of all the communication you’ve had with involved parties and hold onto receipts, estimates, and invoices so that you have everything you need and potentially more when it comes time to file a comprehensive insurance claim.

Retain the Services of Our Baytown Insurance Claim Lawyers Today

A Baytown insurance claim attorney on our team is here to support you from the moment you realize you’re dealing with damage to when you secure your payout. Give Carrigan & Anderson, PLLC, a call today to learn more about how we can help.