If you protected your business venture with insurance, you should be able to get coverage from your policy when you need it most. If you are a business owner, our Sugar Land commercial insurance claims lawyers will fight for your financial recovery. We will handle all the details and hard work of building your claim and protecting you from bad faith insurance practices.
Our Sugar Land insurance claims lawyers will review your policy, investigate your losses, and fight for fair and appropriate compensation. We will take on the insurance adjuster, respond to information and evidence requests, and file your claim within the allotted time. Learn more about how diligently we work to secure fair compensation for you. Contact one of our Carrigan & Anderson, PLLC legal team members today for your free evaluation.
Why Choose Our Sugar Land Commercial Insurance Claims Attorneys
Getting compensation from your insurance company should not be a stressful or frustrating ordeal. If you purchased insurance, we can help you get coverage for a covered event. Our results-driven team will:
- Examine your commercial insurance policy(s) in detail
- Handle verbal, written, and electronic communication
- Obtain, complete, and submit insurance claim forms
- Document your covered losses and their monetary value
- Fight for your rights as a commercial insurance policyholder
- Negotiate the best possible financial compensation
- Protect you from bad faith tactics, according to Texas law
With over 50 years of experience in personal injury and insurance law, we know how hard it can be to deal with the details and timeline of filing an insurance claim and obtaining compensation.
Guiding You Through the Commercial Claims Process
Our attorney, David M. Anderson, has a history of representing claimants who face insurance companies that delay or deny valid claims. To obtain coverage for you, we walk you through each of the following steps of the claims filing process:
- Gather evidence of any damage your business or its property sustained, including photos and video footage. Including before photos of the affected areas, if possible.
- Notify your insurance provider about your damage immediately. Your policy could contain notification and filing deadlines that must be respected.
- Collect any official records and reports that pertain to your claim. Depending on your damages, this could include police, fire, or other reports.
- Keep any receipts related to your claim, including costs of boarding or otherwise securing your property and estimates for likely repairs.
- Your assigned adjuster will assess your damages, ensure they are covered by your policy, and submit an estimate on the value of your claim.
You do not have to accept their initial offer. Our commercial insurance claims lawyers serving Sugar Land, TX, will take all of these important steps for you. We will manage all the details of your claim so you can focus on your business.
We have offices in Houston, Corpus Christi, and Victoria; and will travel to any corner of Texas if we are capable of preventing an injustice.
Types of Commercial Insurance Claims We Handle in Sugar Land, Texas
Protecting your commercial venture with insurance is an important part of business ownership. Knowing what type of policy or policies you need and when to file a claim are equally important. Our law firm will help you file the appropriate claim at the right time and fight for the compensation you need.
How Commercial Insurance Covers Theft for Business Owners
Your commercial insurance may cover the expenses and losses of theft or vandalism at your business location. According to Texas Department of Insurance (TDI) data, some forms of commercial insurance cover robbery, burglary, and even losses due to employee theft.
Commercial Insurance Protection for Fire Damage
Commercial property insurance can help you recover from the damage or destruction of your property. Depending on the specifics of your policy, you could be compensated for tools, equipment, and damage to inventory. Your coverage may also include electronics, furnishings, and personal property.
How Commercial Insurance Covers Weather-Related Damage
If your business was damaged by a hurricane or other natural disaster, you could be entitled to compensation for property damage. Your insurance could also include business interruption coverage, costs to board and secure your property, and relocation costs.
Sugar Land Commercial Insurance Claims Lawyer Near Me 361-884-4437
Protecting Business Owners from Bad Faith Insurance Practices
If you put insurance in place, your commercial insurance carrier should handle your claim in an honest and aboveboard manner. Unfortunately, not all insurance companies act in good faith to resolve legitimate claims. Per Texas Insurance Code § 542.003, all of the following are considered bad faith practices:
- Intentional misrepresentation of your policy
- Failure to acknowledge your claim
- Failure to promptly investigate your claim
- Not making a good faith effort to settle your claim
- Making an unreasonably low settlement offer
You do not have to recognize all the actions your insurer takes that might constitute bad faith. Learn how our commercial insurance claims attorneys serving Sugar Land, TX, will fight back against these tactics. Reach out to Carrigan & Anderson, PLLC today to learn more about your rights as a Sugar Land business owner.
Filing an Appeal for Denied Commercial Insurance Claims in Sugar Land
If your insurer denies your initial compensation request, our Sugar Land commercial insurance claims attorneys will help you file a strong appeal. To keep fighting for you, we will:
- Examine any insurance correspondence
- Review their reason for the claim denial
- Collect evidence to supplement your claim
- Identify bad faith acts affecting your claim
- Scrutinize your policy for covered losses
When our law firm is on your side, you do not have to accept no or settle for less compensation than you deserve without a fight.
Representing the injured in all areas of Texas that extends back over 40 years
Fight for Your Compensation with Our Sugar Land Commercial Insurance Claims Lawyers
If a natural disaster, vandalism, theft, or other damaging event harmed your business, you should be able to tap into your coverage when you really need it. Our Sugar Land commercial insurance claims lawyers will manage all the details of filing your claim or appeal.
Find out how hard we work to help you get your business back on track. Contact one of our Carrigan & Anderson, PLLC evaluation team members to get started today.
At Carrigan & Anderson, PLLC we can talk to you about your options and rights.