If you are a commercial property owner facing conditions that entitle you to a fair insurance settlement, you must not settle for less. You have paid your premiums, and now it is time to collect the compensation you deserve. Your insurance company may see things differently, though, so allow a The Woodlands commercial insurance claims lawyer to represent you.
Our insurance claims lawyers in The Woodlands will thoroughly review your policy, assess your losses, and pursue fair compensation on your behalf. We will handle negotiations with the insurance adjuster, respond to all information requests, and ensure your claim is filed within the required timeframe. Our firm offers more than 40 years of experience in insurance law, and we have helped many business and property owners succeed in their commercial claims. Call Carrigan & Anderson, PLLC, today for your free initial consultation.
Types of Commercial Claims Our Insurance Attorneys Handle in The Woodlands
Commercial insurance is supposed to protect the property owner from a wide range of harmful events, which generally include:
- Liability claims
- Fire damage
- Water damage
- Theft loss
- Defacement, vandalism, and intentional property destruction
- Auto accidents involving commercial vehicles
- Damage to essential property components, like plumbing and HVAC systems
- Business interruption
A commercial insurance claims lawyer in The Woodlands, TX, may even secure compensation for the loss or destruction of important business documents, assuming the loss comes at a cost.
We have offices in Houston, Corpus Christi, and Victoria; and will travel to any corner of Texas if we are capable of preventing an injustice.
Why Choose Carrigan & Anderson, PLLC for Your Commercial Insurance Claim
The nature of commercial property means that commercial insurance claims are often high stakes. Not only may you have costly direct damages, but your ability to generate revenue could also be impeded in a way that relates to your claim. You need a law firm you can trust.
Carrigan & Anderson, PLLC is the law firm to trust your claim to because:
- Attorney David M. Anderson, one of the two Managing Partners at the firm, represents claimants and has done so for decades
- We are transparent from start to finish, and we only accept cases if we believe we can deliver a positive outcome
- We only receive a fee if we succeed in leading your claim
- We respond to clients seven days a week, as attorney David M. Anderson responds to text messages even on the weekends
When you hire your commercial insurance claims attorney in The Woodlands, TX, from our firm, you will quickly recognize our commitment to providing trustworthy legal representation. Call us today for your free consultation.
Woodlands Commercial Insurance Lawyer Near Me 361-884-4437
How Our The Woodlands Commercial Insurance Claims Lawyers Will Fight for You
We will waste no time in pushing for the financial resolution you deserve by:
Thoroughly Analyzing and Utilizing Your Policy Throughout the Claims Process
Our attorneys are familiar with commercial general liability (CGL) insurance as well as the other types of coverage business owners in Texas tend to purchase. Our legal team understands insurance jargon well, as we have represented many commercial claimants over the course of 40 years.
We will:
- Obtain and review your insurance policy
- Identify coverage conditions, voiding conditions, coverage limits, and other critical details
We will reference your policy as needed when dealing with your insurance provider, ensuring clarity and accuracy. With a thorough understanding of the policy details, we can effectively counter any attempts at misinformation.
Using Documentation to Prove Your Covered Losses
The majority of commercial property claims in The Woodlands involve some type of property loss, whether it is damage, theft, or destruction. We often prove the nature and cost of clients’ property losses using:
- Photographs and videos of property before and after damage or theft occurred
- Bills related to property repair, cleanup, restoration, or replacement
- Estimates for any property repair or services that have yet to take place
- Reports from local, state, or national authorities that confirm your account of events (such as a report from The Woodlands Township Fire Department about how a fire started on your property)
We will also secure any financial records and invoices that prove any business interruption you have experienced. If expert testimony can benefit your claim or lawsuit, we will not hesitate to employ qualified experts.
Securing Fair Compensation for Your Property and Business Losses
Our attorneys deal with insurance companies for our clients. While every step in the claims process matters, negotiating settlements is where our commercial insurance claims lawyers thrive.
Your The Woodlands property claims lawyer will:
- Come prepared with extensive documentation of your losses
- Have a copy of your policy along with them
- Prepare for any counter arguments they are likely to hear from insurance representatives
- Have a clear and convincing explanation for their settlement demands ready to go
Preparedness is a virtue at our firm, and this is one reason we shine during even the most difficult settlement negotiations.
Taking Legal Action Against Bad Faith Practices by Insurers
Texas Insurance Code § 542.003 states explicitly that insurance providers in Texas “may not engage in an unfair claim settlement practice.” Our attorneys refer to these practices as “bad faith,” which may include:
- Denying your entire claim
- Refusing to cover specific losses
- Lowballing you during negotiations
- Unnecessarily delaying the claims process
If the insurance company handles your commercial insurance claim in bad faith, your attorney will be ready to file a lawsuit and go to trial, if these are the right steps for us to take.
Representing the injured in all areas of Texas that extends back over 40 years
Losses We Are Prepared to Seek Compensation for on Your Behalf
Our attorneys regularly demand compensation to cover commercial property owners’:
- Removal of damaged property
- Cleanup and remediation services
- Temporary shelter costs
- Property damage repair or replacement costs
- Business interruption costs
- Other covered losses
Attorney David M. Anderson and our dedicated team are committed to standing firm on even the most challenging commercial claims. When you hire us, you gain a team of advocates who will support you at every stage of your case.
You need a skilled advocate to protect your legal rights and present your claim in such a way as to maximize your recovery.
Get Help from The Woodlands Commercial Insurance Claims Attorneys Today
If your business has been impacted by a natural disaster, theft, vandalism, or another damaging event, you deserve reliable access to your insurance coverage when it matters most. Our The Woodlands commercial insurance claims lawyers handle every detail of filing your claim or appeal.
Discover the dedication Carrigan & Anderson, PLLC brings to helping you get your business back on track. Contact us today to get started.
At Carrigan & Anderson, PLLC we can talk to you about your options and rights.
