We Are your Lawyers Texas Property Commercial Insurance Claim Lawyer
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  1. Understanding the Complex World of Commercial Insurance Claims
  2. When to Contact a Texas Commercial Insurance Claim Lawyer
  3. Let Carrigan & Anderson’s Texas Commercial Insurance Lawyers Go to Bat for You
  4. Frequently Asked Questions

Texas Property Commercial Insurance Claim Lawyer

Texas commercial insurance claim lawyers want to help you secure the coverage you deserve after an accident impacts your business.

As a business owner, you understand that running a successful enterprise requires a significant investment of time, effort, and resources. However, unforeseen circumstances such as accidents, natural disasters, or legal disputes can disrupt your operations and put your financial stability at risk. 

That’s where commercial insurance comes in, providing coverage for property damage, liability claims, and other potential losses. What happens, though, when you need to file a claim, and your insurer denies or undervalues it? That’s when you need a Texas commercial insurance claim lawyer on your side.

Carrigan & Anderson, PLLC, retain Texas property insurance claim lawyers who can help you recover damages in the wake of commercial property damage. Whether you’re filing a claim for the first time, appealing a denial, or taking your provider to civil court for bad faith, we can stand by you.

Understanding the Complex World of Commercial Insurance Claims

If you’re struggling to navigate the confusing landscape of commercial insurance claims, don’t worry – Texas commercial insurance claim lawyers can help! We understand that dealing with insurance companies can be a frustrating and time-consuming process, especially when you’re trying to recover from a loss or damage to your business.

That’s why we’re here to help you avoid common pitfalls and maximize your compensation. 

One of the most common pitfalls that business owners fall into is accepting a low settlement offer from their insurance company. Insurance adjusters are trained to minimize payouts and can use confusing rhetoric to trick you out of support that you might otherwise deserve.

If you bring an attorney to these conversations with you, though, that attorney can negotiate on your behalf and prevent insurance providers from trying to pull one over on you.

We have offices in Houston, Corpus Christi, and Victoria; and will travel to any corner of Texas if we are capable of preventing an injustice.

Carrdigan and Anderson

When to Contact a Texas Commercial Insurance Claim Lawyer

Texas Insurance Code §843.338 and §1301.103 dictate that insurance providers in the Lonestar State have 30 days to provide you with compensation after you file an electronic claim and 45 when you file a paper claim. Providers similarly must alert you as to whether or not they’ll honor your claim by those deadlines.

If a provider denies your claim, you should reach out to an attorney ASAP. You have a limited amount of time to either appeal your claim or take up a lawsuit against an offending provider. Commercial insurance claim lawsuits may fall under the umbrella of personal injury claims, meaning your right to pursue a lawsuit hinges on Texas’s personal injury statute of limitations.

Texas Civil Practice & Remedies Code §16.003 gives you no more than two years to pursue a personal injury claim in civil court. This includes commercial insurance claims filed after an insurer denies you coverage. You can discuss exceptions to this deadline and how best to accommodate it by meeting with an attorney shortly after you receive a notice of denial.

The Benefits of Hiring a Texas Commercial Insurance Claim Lawyer

Hiring Texas commercial insurance claim attorneys can help you maximize compensation and protect your company’s interests. With a lawyer’s legal representation, you can avoid common mistakes that can lead to denied or reduced claims. 

Your lawyer can specifically help you review your insurance policy, gather evidence, negotiate with insurance adjusters, and even file a lawsuit. With our team on your side, you can be confident that you have the expertise and support you need to achieve a successful outcome.

How to Choose the Right Lawyer

It’s always a good idea to schedule a free case consultation with a possible representative before you take commercial insurance concerns before a judge. What questions do you need to ask, though, to ensure you’re working with the right lawyer for the job?

You should ask about the lawyer’s experience with commercial insurance claims. You want someone with a track record of success and understanding the insurance industry’s nuances. 

Additionally, ask about their communication style and availability. You want a lawyer who will keep you informed throughout the process and be available to answer any questions you may have. 

Try to avoid working with an attorney who promises a quick settlement or guarantees a specific legal outcome upon taking your case. A reputable commercial insurance claim lawyer will be upfront about the risks and potential outcomes of your case.

Texas Commercial Insurance Lawyer Near Me 361-884-4437

Let Carrigan & Andersons Texas Commercial Insurance Lawyers Go to Bat for You

You don’t have to try to break down the complexities of an insurance provider’s denied claim. You can turn to a commercial insurance claim attorney in Texas for support instead and appeal or initiate a lawsuit against the offending provider. Carrigan & Anderson, PLLC, can stand with you as you fight to get your business back on its feet again.

You can learn more about our team’s experience with commercial insurance claim appeals and lawsuits during an initial case consultation with our team. Schedule yours today by calling our office or reaching out to our team through Carrigan & Anderson, PLLC’s online contact form

Representing the injured in all areas of Texas that extends back over 40 years

Carrdigan and Anderson

Frequently Asked Questions

Can a Texas Commercial Insurance Claim Lawyer Guarantee that I Will Win My Case?

No attorney can guarantee you that they will win your commercial insurance claim case. You can, however, work with an attorney who has a history of securing substantial compensation for their clients if you want to feel more confident in their representation.

What Are the Most Common Reasons that Commercial Insurance Claims Are Denied?

Common insurance claim denials cite a person’s lack of coverage, missed deadlines, and insufficient documentation as reasons to deny the initial claim. To avoid these, we stress the importance of documentation in commercial insurance claims and actively monitor deadlines.

How Long does It Typically Take to Resolve a Commercial Insurance Claim With the Help of a Lawyer?

The amount of time it takes to resolve a commercial insurance claim appeal or lawsuit varies depending on the complexity of the case. If you negotiate for a settlement with a provider, your case may resolve more quickly than it would if you went to court.

While an attorney can’t predict the amount of time it will take to resolve your case, you can discuss your case’s projected timeline.

Are There Any Alternative Dispute Resolution Methods that a Texas Commercial Insurance Claim Lawyer Might Recommend Before Going to Court?

You don’t necessarily have to go to court if you want to secure compensation after an insurance provider denies your commercial insurance claim. Our attorneys can also guide you through mediation, settlement negotiations, or arbitration.

At Carrigan & Anderson, PLLC we can talk to you about your options and rights.

Carrdigan and Anderson