Business owners often put multiple types of insurance coverage in place to cover various scenarios. If you put the right coverage in place for your business, our Pearland commercial insurance claims attorneys can help you get compensation when you need it most. We will file a complete and accurate claim, or if your initial claim was denied, we will submit an effective appeal.
Focus on rebuilding and managing your business. Our Pearland insurance claims lawyers will take on your insurance company and fight hard for the compensation you need and deserve. We offer a no-cost, no-obligation evaluation to help you understand your claim and the details of your policy. Get yours by contacting one of our Carrigan & Anderson, PLLC team members today.
Our Pearland Commercial Insurance Claims Attorneys Advocate for Business Owners
You should be able to get the compensation you need for your business if you suffer damages or losses covered by your insurance policy. If you are struggling to get your insurance company to treat your claim fairly, we can help by tackling all the details and challenges of filing a comprehensive claim. Our legal team will:
- Communicate with the insurance company on your behalf
- Examine your policy for details on the claims filing process
- Obtain, complete, and submit required insurance claim forms
- Establish and support the monetary value of your damages
- Protect you from acts of bad faith on the part of the insurer
- Negotiate with the adjuster for maximum compensation
We are also committed to ongoing communication with our clients. You can text David and Stephen and get a response seven days a week. Stephen will even respond to phone calls every day.
Let Our Law Firm Handle the Insurance Claims Process
Filing your claim within the required guidelines and getting a swift response and financial compensation could help you get your business back on its feet. When our law firm accepts your case, we help you navigate each of the following steps:
- Documentation: Document your losses with detailed lists, close-up and wide-angle photos, and video footage from various angles
- Notification: Notify your insurance provider of your losses as soon as possible, since a delay could jeopardize your claim
- Credentialing: Collect any official documents that establish the damaging event—police, fire, medical, theft, etc.
- Assessment: Accompany the adjuster assigned to your case when they view and assess your claim for covered losses
- Resolution: The compensation awarded to you after negotiating the best available outcome on your behalf
Our Pearland commercial insurance claims lawyers have over 50 years of legal experience, so we know how to stand up to insurance companies and fight for our clients. Contact our team at Carrigan & Anderson, PLLC for your free initial consultation to discuss your claim.
We have offices in Houston, Corpus Christi, and Victoria; and will travel to any corner of Texas if we are capable of preventing an injustice.
Types of Commercial Insurance Claims We Handle in Pearland
According to Texas Department of Insurance (TDI) data, basic commercial property insurance will protect your primary business structure and outbuildings in the event of a fire, storm, or natural disaster.
If your property is damaged by one of these events, our commercial insurance claims attorney serving Pearland, TX, will help you get compensation from your insurer. To optimize compensation on your behalf, we also examine any additional commercial coverage.
Examining Optional Coverage for Additional Compensation
When we review your policy in detail, we identify any and all optional coverage that might provide avenues for compensation.
There are three different levels of coverage for commercial property owners. Each level protects against different causes of property damage or loss.
- Basic form policy options: Coverage for fire, smoke, storms, vandalism, and civil unrest
- Broad form policy options: Coverage for falling or flying objects, heavy rain, snow, and ice, and structural collapse
You may also have an additional commercial policy specifically to cover damage caused by a flood or business interruptions. Bring us a copy of every policy you have that pertains to your business and let us fight for the compensation you need and deserve.
Pearland Commercial Insurance Claims Lawyer Near Me 361-884-4437
Standing Up to Bad Faith Insurance Tactics in Pearland, Texas
As a commercial insurance policyholder, you have both rights and responsibilities. The insurance company, too, has rules and regulations by which they must abide, including attempting to resolve your claim in good faith. Per Texas Insurance Code § 542.003, bad faith insurance practices can include:
- Changing assigned insurance adjusters to slow a claim
- Intentionally making a low settlement offer
- Refusing to make payment on a legitimate claim
- Requested unnecessary claimant information
- Unwarranted delay in responding to you
The state of Texas prohibits insurers from committing these underhanded acts. Our commercial insurance claims lawyer serving Pearland, TX, can take action against an insurer who engages in any of these acts.
Filing an Appeal for a Denied Commercial Insurance Claim
If you believe you have a valid claim, submitted all required information and evidence, and filed your claim on time, we can help you appeal a claim denial. To help you get coverage from your commercial insurance policy, we will:
- Review your denial letter from the insurance company
- Review the evidence you submitted and add new evidence if needed
- Review your policy for a description of covered losses
- Ensure your original application was submitted on time
- Ensure your appeal is submitted within the allotted time
A commercial insurance claim could be denied for many different reasons. You do not have to fight a denied claim on your own. Our legal team will guide you through the appeals process, including clarifying why the denial occurred and how we can help rectify it.
Representing the injured in all areas of Texas that extends back over 40 years
Contact Our Pearland Commercial Insurance Claims Attorneys for Help Today
If your business suffered covered damages or losses and you are struggling to get fair compensation from your insurance company, you do not have to fight for it on your own. Our Pearland commercial insurance claims lawyers will take on the insurance company and fight for the best possible outcome for you.
Learn more about your right to financial recovery from your policy. Contact our Carrigan & Anderson, PLLC evaluation team to start pursuing fair and appropriate compensation today.
At Carrigan & Anderson, PLLC we can talk to you about your options and rights.
