Insurance is there to protect property owners whenever a storm, accident, or unexpected event occurs. As long as you pay your premiums every month, the insurance company should be there to help pay for damages after a covered peril. However, this process can get complicated fast, and sometimes insurance adjusters try to avoid giving you what you’re entitled to.
A Galveston insurance claims lawyer on our team can fight for your rights. We have over 40 years of experience representing personal injury and insurance claim clients, and we want to put what we’ve learned behind your case. Connect with Carrigan & Anderson, PLLC today to begin the claims process with us.
How Our Insurance Claim Attorneys in Galveston Can Help You
The costs of property damage can pile up quickly, and we don’t want to add to that. That’s why our Galveston insurance claim attorneys work on a contingency-fee basis. No retainer, upfront, or hourly payments are required. Only if we win a payout for you will we get paid.
We can perform these tasks for you under a contingency fee agreement:
- Reviewing and explaining your insurance policy terms
- Determining your eligibility for coverage
- Collecting documentation of your losses
- Managing all verbal and written communication with the insurance company
- Appealing a claim denial
- Leading settlement negotiations
- Going to trial, if necessary
We’ll keep you in the loop throughout your case. Feel free to contact your attorney anytime if you have questions. Rather than going through a secretary, your lawyer will be your first point of contact.
We respond to texts every day, and Steven even returns calls seven days a week. If you take a look at some of our reviews, you’ll see that many of them mention how fast we reply.
We want to make sure you’re satisfied, as we strive to maximize your financial recovery. Our approach has shown to be effective, as we have obtained millions of dollars in settlements and verdicts and received 4.8 stars across 73 Google Reviews.
We have offices in Houston, Corpus Christi, and Victoria; and will travel to any corner of Texas if we are capable of preventing an injustice.
We Can Take on Various Types of Insurance Claims in Galveston, Texas
Our law firm assists clients dealing with all kinds of insurance claims, so you can depend on us if you are searching for any of the following legal representatives:
- Galveston homeowners insurance claim lawyer: Your home could have incurred roof leaks, structural damage, or electrical surge damage due to a storm. We will fight to resolve your claim as quickly as possible.
- Galveston commercial insurance claim lawyer: You might have had to shut down or relocate your business if the property sustained damage or was destroyed.
- Galveston storm damage claim lawyer: Our legal team will be there to help you get your life back to normal after a storm.
- Galveston hurricane damage claim lawyer: Even category 1 hurricanes can produce heavy rain and strong winds of up to 75 mph, per the National Oceanic and Atmospheric Administration (NOAA).
- Galveston water damage claim lawyer: Water damage can happen quickly due to malfunctioning plumbing fixtures such as toilets, water heaters, washing machines, and dishwashers.
- Galveston flood damage claim lawyer: Note that flood insurance doesn’t typically fall under homeowners insurance, as it’s a separate policy homes on the Gulf Coast need to purchase.
- Galveston wind damage claim lawyer: Windstorm insurance is also generally a separate policy that homeowners in Galveston County should purchase.
- Galveston tornado damage claim lawyer: In 2024, Texas saw 169 tornadoes, more than any other state in the U.S., according to the Insurance Information Institute (III).
- Galveston hail damage claim lawyer: We can help you seek compensation if a severe hailstorm damaged your home or vehicle.
- Galveston car accident claim lawyer: If you or a loved one was injured in an auto accident, you may qualify for compensation accounting for medical bills, lost income, pain and suffering, and property damage.
- Galveston bad faith insurance lawyer: If your insurance company used illegal tactics to get out of paying out your claim, we can file a bad faith insurance lawsuit.
Galveston Insurance Claims Lawyer Near Me 361-884-4437
Steps to Take After Experiencing Property Damage in Galveston
As soon as it’s safe, we recommend taking these steps after experiencing residential, commercial, or vehicle property damage:
- Report the damage to the police, if appropriate.
- Review your policy and note what’s included and excluded, as well as other terms and conditions.
- Tell your insurance company about the damage, as many require immediate notice.
- Document the scene by taking photos and videos of the damage at different angles to give the insurance company the full picture of what happened.
- Contact an inspector to conduct an inspection of the property if you’re filing a property insurance claim. They may discover losses you didn’t recognize.
- Maintain a file of all documentation related to your claim, including photos, receipts, reports, and invoices.
A Galveston insurance claims lawyer at our firm can help you fill in any gaps and ensure you submit all the necessary forms and documentation. Contact Carrigan & Anderson, PLLC today to learn more.
Representing the injured in all areas of Texas that extends back over 40 years
Important Deadlines to Be Aware of When Filing an Insurance Claim in Galveston, Texas
It can be difficult to pinpoint how much time you have to file an insurance claim in Galveston, Texas. Every insurance policy enforces different deadlines. In any case, it’s best to get started on your claim as soon as possible.
The state also sets deadlines related to insurance claims. They may or may not apply to you, but your lawyer can determine if they do after reviewing your situation. In general:
- The Texas Windstorm Insurance Association (TWIA) allows one year from the day of damage to file a windstorm insurance claim.
- If you’re bringing a property damage claim, Texas Civil Practice & Remedies Code § 16.003 enforces a two-year filing window, beginning on the day the incident happened.
- According to Texas Insurance Code § 541.162, the state permits two years from the day the unfair methods occurred or the day you discovered the unfair methods to file a bad faith insurance claim against your insurance company.
Failing to abide by the applicable deadlines could result in a claim denial. Informing us about your insurance claim sooner rather than later will help eliminate this risk.
You need a skilled advocate to protect your legal rights and present your claim in such a way as to maximize your recovery.
Work With Our Galveston Insurance Claim Attorneys Today
A Galveston insurance claims lawyer on our legal team can help you navigate the insurance system while you take care of things at home. Call Carrigan & Anderson, PLLC today for a free consultation.
At Carrigan & Anderson, PLLC we can talk to you about your options and rights.
