At Carrigan & Anderson, PLLC, we understand that dealing with insurance claims, particularly in the aftermath of unexpected events like hailstorms or hurricanes, can be overwhelming and frustrating. You deserve to receive the full benefits your policy promises, yet often, you may find yourself battling against unjust denials or underpayments. Our skilled team has spent decades navigating these complex issues, ensuring that your rights are protected and your needs are met.
Our Pasadena insurance claims lawyers are committed to providing you with personalized and effective legal solutions, bringing our extensive experience and local knowledge to your aid. If you’re facing difficulties with your insurance claims, don’t go through it alone. Call a Pasadena insurance claims lawyer today for a free consultation. Let us help you secure the compensation you are entitled to.
We Handle Your Texas Insurance Claims
At Carrigan & Anderson, PLLC, we understand that navigating insurance claims can be a daunting process. Whether you’re facing the aftermath of a severe weather event or struggling with an insurance company that won’t uphold its promises, our team is here to support you.
We will help you with a variety of claim types, ensuring that whatever your situation, you have legal representation ready to advocate for your rights and secure the compensation you deserve.
Bad Faith Insurance Claims
A bad faith claim arises when an insurance company fails to act in a fair and reasonable manner towards its policyholders. This could include denying a valid claim without a reasonable basis, failure to investigate the claim properly, or undue delay in claim processing.
At Carrigan & Anderson, we have a strong track record of challenging such unethical practices, successfully helping our clients recover what they are rightfully owed, plus additional damages for the insurer’s bad faith actions.
Hailstorm Damage Claims
Hailstorms can cause significant damage to property, yet the path to adequate compensation is often fraught with valuation disputes and policy interpretation issues. Our firm is skilled at navigating these complexities, advocating for a fair assessment of damages and fighting for the full coverage benefits under your insurance policy.
Denied Insurance Claims
Claims are frequently denied for reasons such as alleged misrepresentation, insufficient documentation, or claims that supposedly fall outside policy coverage. We at Carrigan & Anderson have developed effective strategies to contest these denials, working tirelessly to overturn unjust decisions and ensure that our clients receive the payouts to which they are entitled.
Natural Disaster Claims
Natural disasters like hurricanes, tornadoes, and floods bring overwhelming destruction and equally challenging insurance claims. Our expertise extends to handling the intricate claims processes that follow such disasters, ensuring that policyholders are not left at a disadvantage during these trying times.
If you’re dealing with any of these issues, don’t hesitate to reach out. Carrigan & Anderson, PLLC is here to help guide you through the claim process and restore your peace of mind.
Navigating the insurance claim process can feel overwhelming, especially after experiencing loss or damage. At Carrigan & Anderson, PLLC, we aim to demystify the steps involved and ensure you are fully aware of your rights throughout the process. Knowing what to expect and understanding your rights can significantly impact the outcome of your claim.
We have offices in Houston, Corpus Christi, and Victoria; and will travel to any corner of Texas if we are capable of preventing an injustice.
What does the Pasadena Insurance Claims Process Look Like
The insurance claims process typically follows these essential steps:
- Immediate Actions Post-Loss: As soon as it is safe, document all damages. Take photos or videos, and list all affected items. This evidence is crucial for your claim.
- Notification: Notify your insurance company of the loss as soon as possible. This initial contact should include a brief description of what happened and the damages incurred.
- Claim Documentation: Fill out the claim forms provided by your insurer thoroughly. Be as detailed as possible, attach all collected evidence and any additional documentation that supports your claim, like police reports or receipts for emergency repairs.
- Adjuster Appointment: The insurance company will send an adjuster to assess the damage. It’s beneficial to be present during this inspection to ensure all damages are noted.
- Claim Review: The adjuster will review the damage and your coverage, then provide a damage estimate. Review this carefully to ensure it covers all your losses.
- Claim Resolution: If you agree with the assessment, the claim will be processed, and compensation should be issued. If the claim is disputed, you may need to engage in further negotiations or legal support.
Our Pasadena insurance claims attorneys can help you with all of these steps and manage communications.
We Help Protect the Rights of Policy Holders
In Texas, policyholders have specific rights designed to protect them during the insurance claims process. Our team will make sure the insurance company is respecting your right to:
- Prompt Communication: Insurers must acknowledge your claim, start the investigation within 15 days, and accept or reject the claim within a reasonable time.
- Fair Dealing: You are entitled to a fair assessment. Insurers cannot misrepresent your policy’s provisions or the scope of coverage during negotiations.
- Timely Payments: Once a claim settlement is agreed upon, Texas law requires insurers to make payment within five business days.
- Right to Refuse an Inadequate Settlement: If the settlement offered does not adequately cover your losses, you have the right to reject it and negotiate further. Legal recourse is an option if negotiations fail.
Understanding these steps and rights not only empowers you during the claims process but also sets the foundation for effectively managing and potentially challenging your insurer’s decisions. At Carrigan & Anderson, PLLC, we are here to ensure that your rights are upheld, guiding you every step of the way.
Pasadena Insurance Claims Lawyer Near Me 361-884-4437
Let Our Pasadena Insurance Claims Lawyers Help You With Your Case
At Carrigan & Anderson, PLLC, we bring a deep understanding of the insurance claims process and a commitment to defending your rights. With extensive experience in handling a wide range of claims, we ensure that you are not only heard but also fairly compensated. Our dedicated team stands ready to provide the support and legal expertise needed to navigate complex claims successfully.
Don’t face your insurance challenges alone; let us advocate for you. Call us today for a free consultation and discover how having a knowledgeable partner can make all the difference in securing the outcome you deserve.
At Carrigan & Anderson, PLLC we can talk to you about your options and rights.
