Insurance products help protect our homes, businesses, and health. If your property sustains damage due to wind, weather, or fire, you should be able to count on the coverage you put in place. At Carrigan & Anderson, PLLC, our Sugar Land insurance claims lawyer also fights for health insurance coverage for you and your family.
Our insurance claims lawyer will examine your policy in detail and represent you during each phase of the financial recovery process. You should not have to fight for insurance benefits in the aftermath of a natural disaster or the physical and emotional anguish of a healthcare crisis. Instead, contact one of our team members to get protection from bad faith insurance practices and help file an effective appeal.
Our Insurance Claims Lawyer Is Passionate About Obtaining Compensation
With more than 50 years of experience in personal injury and insurance law, our client-focused team has a familiarity that can help you get the compensation you need and deserve.
When David M. Anderson represents you as a policyholder or claimant against your insurance company, our entire team will:
- Carefully review your policy, including any addendums and optional coverage.
- Provide guidance and clarity on insurance laws and regulations in Texas.
- Represent you during the back-and-forth negotiations.
- Protect you from bad faith insurance tactics and an insufficient settlement.
- Litigate your case if you cannot agree with the insurer on a fair and appropriate settlement.
If you maintain your insurance policy by paying your premiums on time, our law firm is committed to ensuring the insurance company compensates you. With our legal service and support, you can start rebuilding your property, restoring your health, and rehabilitating your life.
Types of Insurance Claims Clients We Represent at Carrigan & Anderson, PLLC
Residential and commercial insurance claims cover property damage or destruction under various circumstances. The type and amount of compensation you can recover depends on the specifics of your policy.
Our insurance claims attorney supports clients with the following types of claims:
- Homeowners’ damage claims
- Commercial fire claims
- Residential fire damage claims
- Hailstorm damage claims
- Roof damage claims
- Natural disaster claims
We also represent clients whose health insurance does not cover the costs of needed medical care. You do not have to take on the insurance company alone. When our law firm is on your side, we never stop fighting for you.
We have offices in Houston, Corpus Christi, and Victoria; and will travel to any corner of Texas if we are capable of preventing an injustice.
How We Fight Back Against Bad Faith Insurance Practices in Sugar Land, TX
It can be challenging to identify bad faith tactics by yourself—and harder to know how to fight back against your insurance provider. Instead, rely on us to define the specific bad faith acts your insurer took and take all of the following steps to strengthen your claim:
- Clarify Texas Department of Insurance regulations
- Respond to client text messages seven days a week
- Handle all verbal, written, and electronic communication
- Submit a complete, accurate policy with supporting evidence
- Track and document your real and personal property damage
- Submit insurance claim forms and a settlement demand request
As a policyholder, you deserve the benefits your policy outlines. When bad faith acts prevent you from getting them, our law firm will take on the insurance company on your behalf.
How Texas Law Defines Insurance Bad Faith Acts
Every denied claim may not constitute an act of bad faith by an insurance company. Understanding when bad faith affects your claim is essential to recovering compensation. Texas Insurance Code § 542.003 prohibits the following actions:
- Intentionally misrepresenting your policy’s provisions
- Failure to appropriately acknowledge communication
- Failing to investigate your claim promptly and accurately
- Fostering an unwarranted delay in settling your claim fairly
- Knowingly making an offer that is significantly lower than merited
- Other unfair claim settlement practices as defined by the Insurance Commissioner
If you believe your insurer has committed one of the above actions or is otherwise not treating you or your claim fairly, our law firm will fight for fairness on your behalf. We will also clarify the legal remedies that hold the insurer accountable for their actions.
Sugar Land Insurance Claims Lawyer Near Me 361-884-4437
Our Insurance Claims Lawyer Serving Sugar Land Will Appeal a Denied Claim
You do not have to accept a denied—or lowball—insurance claim as the final word. Having a seemingly valid insurance claim denied can be stressful and frustrating. Some reasons an insurer denies residential and commercial property claims include:
- Lack of appropriate or specific coverage
- Insufficient evidence or other documentation
- Failing to meet the filing deadline
- Failure to pay all required policy premiums
- Not meeting your out-of-pocket deductible
- Questions about the cause of the damage
If you did everything according to your policy’s payment, claim, and filing guidelines, and the insurer still denied your claim, we will help you fight back. We will delve into your policy, clarify insurance jargon, and fight for the best financial outcome for you and your family.
Learn more about the insurance appeals process and your right to fight back by contacting our results-driven team at Carrigan & Anderson, PLLC today.
Appealing a Denied Healthcare Claim
When you appeal a denial of healthcare coverage, we will inform the insurance provider of your decision to appeal and file an official complaint. We also request an external review, clarifying where to file based on the type of medical insurance you have.
If your health is in immediate jeopardy, your situation is life-threatening, or you lose access to necessary medications, we follow the appropriate steps to fight for the immediate assistance you need and deserve.
Representing the injured in all areas of Texas that extends back over 40 years
Get Help Navigating the Insurance Claims Process Now
You put insurance protection in place for a reason. When you need it most, our Sugar Land insurance claims attorney will fight for your financial recovery. Learn more about how we will take on your insurance company on your behalf.
Start fighting for your rights today by contacting our consultation team at Carrigan & Anderson, PLLC for a no-cost, no-obligation review of your claim.
At Carrigan & Anderson, PLLC we can talk to you about your options and rights.
