Water can seep into tight spaces or deluge large spaces and cause costly and extensive damage. If you suffered damage to your residential or commercial property, our water damage claims lawyers in Houston, TX will help you seek fair and full compensation from your insurance company. Whether it is filing your initial claim or assisting with an appeal, we are here to help.
If you protected your home or business with insurance, you deserve to receive the benefits when you need them most. Our Houston insurance claims lawyers can help you get the compensation you need to repair or rebuild your property. Find out how hard we will fight to get you the fair settlement you deserve. Contact our consultation team at Carrigan & Anderson, PLLC for your free case evaluation.
How Our Houston Water Damage Claims Lawyers Ensure a Complete Claim Filing
Obtaining coverage for water damage under your insurance policy should be straightforward. Unfortunately, the claims process can often be more challenging and stressful. When our Houston personal injury lawyer handles your claim, we will take on all the hard work for you.
Our results-driven insurance claims team will:
- Examine your policy(s) in detail (including add-on, options, and amendments)
- Document your covered losses in detail and submit your Proof of Loss form
- Handle all communication—verbal, written, and electronic—on your behalf
- Protect you from lowball settlement offers and bad faith insurance tactics
- Identify the amount of your deductible and how and when it is paid
- Confirm and comply with all applicable notification and filing deadlines
When we manage your claim, we explore any other policies, including flood insurance, to maximize your financial compensation. The sooner we get to work on your claim, the better. While we take care of all the details of your claim, you can focus on taking care of your family and business.
Why Clients Choose Carrigan & Anderson, PLLC for Water Damage Claims
With more than 50 years of experience in personal injury and insurance law, David M. Anderson represents policyholders and claimants against insurance companies that delay or deny legitimate claims. Similarly, Stephen P. Carrigan is a civil trial lawyer who has been practicing law for over 37 years.
When you trust our law firm with your claim for water damage, you can reach out to our legal team at any time. Our attorneys respond to calls and texts seven days a week so you can get answers when you want and need them.
We have offices in Houston, Corpus Christi, and Victoria; and will travel to any corner of Texas if we are capable of preventing an injustice.
How We Document Your Water Damage and Covered Losses in Houston, Texas
Recovering compensation starts with understanding your covered losses. Our water damage claims attorneys in Houston, TX will collect the following evidence to support your compensation request:
- Receipts for temporary housing accommodations for your family
- Receipts for temporarily securing residential or commercial property
- Receipts for damaged or destroyed business inventory and personal property
- Photos of your property, including close-ups of specific damaged areas
- Photos of your property before the damage event occurred
Make any necessary property repairs to prevent further harm. Check the details of your policy for instructions and limitations that could affect how and when you can board or otherwise secure your property.
Filing a Complete Claim for Water Damage with Our Houston Lawyers
After documenting your actual losses, we will complete and submit your Proof of Loss form. If you are filing a water damage claim for commercial property, we will examine the following policies for appropriate coverage:
- Property insurance, which might cover some forms of water damage
- Flood insurance, which could provide water damage coverage from storms and other natural disasters
- Business Owners Policies, which may cover water damage caused by plumbing or HVAC issues
If you are a Houston homeowner, we will examine the following policies for coverage against water damage:
- Conventional homeowners’ insurance, which may cover damage caused by burst pipes or faulty appliances
- Flood insurance, which could cover damage caused by flooding due to a weather event
We never stop working to get compensation for our clients and will pursue all avenues and insurance policies for you.
Houston Water Damage Claims Lawyer Near Me 361-884-4437
Top Reasons for Property Damage Claim Denials in Houston, TX
If your insurance company denies your water damage claim, they are legally required to provide a written explanation. Some common reasons for denial include:
- Lack of maintenance and inspections, which can lead to corroded plumbing, disintegrating roofing, structural damage or other forms of neglect
- Gradual damage that was not properly addressed over time and that led to leaky pipes and plumbing
- An inaccurate claim that contains errors of omission, typos, lacks sufficient evidence, or was not filed within the allotted time
- Allegations that your policy lapsed due to non-payment of your regular premiums
In some cases, the reason for denying a valid claim is an act of bad faith on the part of the insurer. Our lawyers will help you recognize and fight back against practices like these.
Our Law Firm Will Fight Back Against Lowball Offers and Outright Denials
Unfortunately, some insurance providers engage in bad faith tactics to deny a claim or otherwise avoid fairly compensating you for covered losses. According to Texas Insurance Code § 542.003, all of the following constitute bad faith:
- Knowingly misrepresent any part of your policy
- Failure to respond to your claim in a timely manner
- Failure to promptly investigate your claim
- Not making a good faith effort to resolve your claim
This list is in no way exhaustive. Learn more about how hard our Houston water damage claims attorneys will work to protect you from bad faith practices and other unscrupulous insurance tactics. Speak to a legal team member at Carrigan & Anderson, PLLC about your claim today.
Representing the injured in all areas of Texas that extends back over 40 years
Get Fair Compensation with Our Houston Water Damage Claims Attorneys
If you are a property owner struggling to get compensation from your insurance company after your home or business was damaged by water, we can help. Our Houston water damage claims lawyers will take on the insurance company and adjuster for you.
Find out how hard we fight to help you get the compensation you need and deserve to restore or rebuild your property. Contact our evaluation team at Carrigan & Anderson, PLLC to get started.
At Carrigan & Anderson, PLLC we can talk to you about your options and rights.
