Hailstorms can cause catastrophic damage to your vehicle and property—especially the roof. The good news is you can file a claim with your insurance company to help you cover the repair or replacement costs. The claims process can be complicated, and the insurance company might give you some pushback. Fortunately, you don’t have to deal with these challenges without assistance.
A Texas hail damage claim lawyer with Carrigan & Anderson, PLLC, can file your claim and handle all communication with the insurance company. Our team of Texas insurance claims lawyers has over 40 years of collective experience in insurance and personal injury law. In that time, we have recovered millions for our clients, allowing them to focus on themselves. Let’s make that happen for you. Contact our firm today to begin.
Our Texas Hail Damage Claim Lawyer Is Here to Advocate for You
When you hire one of our Texas personal injury lawyers, they will take on navigating all the complexities and details of your case so you don’t have to. Among the tasks they’ll handle include the following:
- Gathering all the necessary evidence to build a successful claim
- Reviewing your policy terms
- Filing your hail damage insurance claim
- Managing emails and phone calls with the insurance company
- Negotiating a settlement that covers the full extent of your losses
- Representing you in civil court if necessary
We will be in constant contact with you throughout the course of your claim. Whenever anything changes, we will let you know as soon as possible.
It works the other way, too. We want to hear from you if you ever have a question or concern about your claim. Many of our reviews rave over our quick replies. You can connect directly with your attorney instead of a secretary first. That means you can text David Anderson or Stephen Carrigan any day, and they’ll respond.
How Much Is It to Hire a Property Damage Lawyer From Our Firm?
We’re big on transparency at Carrigan & Anderson, PLLC. Our lawyers will be honest and upfront with you from start to finish. Part of this commitment involves discussing how we get paid. We won’t ask you for any out-of-pocket fees or retainers, nor will we bill by the hour.
Because we take cases based on contingency, we will only receive payment if we recover compensation for you. You don’t have to worry about any surprises with us on your side.
We have offices in Houston, Corpus Christi, and Victoria; and will travel to any corner of Texas if we are capable of preventing an injustice.
Texas Is No Stranger to Hail Damage
According to the Rocky Mountain Insurance Information Association (RMIIA), Texas had the most hail events in 2023 of any state. It saw 1,123 of them, with the second highest being Nebraska at 486. In 2020, more than 1.5 million properties were affected by hail, which accounted for nearly one-fourth of all US properties.
Hailstorms tend to occur more in the spring and summer, but there’s a risk year-round. They can cause severe property damage, such as:
- Broken windows, shutters, and glass
- Dents in garage doors
- Broken outdoor furniture
- Ruined landscaping
- Holes and dents in the structure of the property
Hailstorms usually wreak havoc on roofs more than anything else. They might lead to cracks in flat roofs, split or missing shingles, or holes in the roof. Intense winds tend to accompany hailstorms, which can knock down trees and powerlines, potentially causing more damage to your property.
Types of Texas Hailstorm Damage Claims We Handle
Our Texas hail damage claim lawyers have served clients dealing with various issues after a hailstorm. We could help you if you face one of the following scenarios:
- Residential property damage, such as damage to your home and other structures on your property that your homeowners’ insurance covers.
- Commercial property damage, which you may need if hail damage affects your business or its tenants.
- Vehicle damage, if hail cracked or broke your windshield, mirrors, or windows, dented the body, or chipped the paint.
Sometimes, the insurance company won’t pay the full extent of your damages. Let’s say your house might have what is considered cosmetic damage. In that case, the insurance company could refuse to pay if the structure or component is still functional. It’s also possible the insurance company acts in bad faith, denies your claim, and doesn’t give you a valid explanation.
Whatever roadblock you’re facing with the insurance company right now, our team is here to clarify any misunderstandings and fight for what you deserve. Reach out to Carrigan & Anderson, PLLC, now for assistance.
Texas Hail Damage Claim Lawyer Near Me 361-884-4437
What to Do After a Hailstorm in Texas
You must present every bit of information and documentation of the hail damage to get the most out of your claim. Insurance companies are businesses, so they may hesitate to cover your losses since they’re so expensive.
To help back up your claims, here’s what you should do when your home sustains hail damage:
- Photograph the hail and damage: Take photos of the hail. Consider holding a ruler up to show the size. Make sure to capture all the damaged structures and items as well.
- Call a professional repair service: If your roof is damaged, have a technician cover it with a tarp. If your window is shattered, get it fixed. Not only will these quick actions show the insurer you did your part, but it will also help ensure your family’s safety.
- Hire a professional inspector: They will give you an estimate of the damages and repairs. Keep a record of their analyses to show the insurance company.
- Contact your insurer: Prompt notification informs the insurance company of the validity of your claim. It’ll send out an adjuster to assess the damage.
How long you have to file a claim depends on the terms of your policy. Our attorneys can review the agreement and help you submit a claim on time.
Representing the injured in all areas of Texas that extends back over 40 years
Call Us to Work With Our Texas Hail Damage Claim Lawyers
After your property sustains hail damage, going through the claims process can be exhausting and frustrating. However, it doesn’t have to be with our Texas hail damage claim lawyers. We will take care of everything while you get back to your life. Call Carrigan & Anderson, PLLC, today.
At Carrigan & Anderson, PLLC we can talk to you about your options and rights.
