When responsible homeowners like you protect your property in The Woodlands with insurance coverage, you should be able to count on it when you need it. Our homeowners insurance claims lawyers can help you get compensation from your insurer. With our more than 50 years of experience in personal injury and insurance law, you can repair or replace your home.
You do not have to file your claim or fight with your insurance company alone. Get legal guidance and support from your Texas homeowners insurance claims lawyer right from the start. Call today for your free consultation with a Carrigan & Anderson, PLLC team member.
Let Our Homeowners Insurance Claims Lawyer Serving The Woodlands Review Your Policy
Fighting for your financial recovery after your property is damaged starts with understanding your policy. Our personal injury lawyer in Woodlands, TX will examine your policy in detail, including:
- All fine print
- Optional coverage
- Addendums
- Covered losses
- Maximum coverage
The details of your policy will describe when to report property damage, how to file a claim, and the potential timeline of your homeowners claim. We also clarify potentially complex legal and insurance language for you.
Unfortunately, insurance companies may resort to underhanded practices to deny or unnecessarily delay a valid claim. This could happen after a natural disaster that affects multiple homes in your community. Carrigan & Anderson, PLLC knows how to combat tactics like these.
We have offices in Houston, Corpus Christi, and Victoria; and will travel to any corner of Texas if we are capable of preventing an injustice.
Texas Homeowners’ Insurance Policies Typically Include These Covered Losses
Your policy and its details are the definitive guide to the protections available for your home in the event of a risk, disaster, or event. Texas Department of Insurance (TDI) guidelines describe the basic coverage provided by most policies, including:
- Dwelling coverage, which pays for damage to, or loss of, your primary dwelling
- Personal property coverage, which pays for the personal possession inside your home
- Other structures coverage, which pays for outbuildings like sheds, garages, and gates
- Additional living expenses, which pay for temporarily relocating your family and all related costs
Liability coverage is also included and will cover medical bills and property damage if someone is injured on your property. Our homeowners insurance claims attorney The Woodlands, TX will identify your rights to compensation and help you file an effective claim.
Woodlands Homeowners Insurance Claims Lawyer Near Me 361-884-4437
How to File an Insurance Claim with Support from Carrigan & Anderson, PLLC
Filing an insurance claim means notification and filing deadlines for both parties—you and the insurance company. According to TDI guidelines:
- You must notify your insurer of your property damage promptly
- The insurer generally must acknowledge receipt of your claim within 15 days
- They must approve or deny your claim within 15 days of acknowledgement
- They must compensate you for your claim within 5 business days of approval
The insurance company could have extended deadlines based on a reasonable suspicion of foul play or in the event of a natural disaster. The Woodlands homeowners insurance claims lawyer who represents you can seek compensation for an unwarranted delay of up to 18% annual interest plus legal fees in addition to your initial claim amount.
Contact Carrigan & Anderson, PLLC to get started on your claim today.
Our The Woodlands Homeowners Insurance Claims Attorney Will Handle Your Appeal
You do not have to give up just because your insurer denies or lowballs your claim. To help you keep fighting for damages, we will:
- Review any documents stating the reason for the denial
- Supplement your claim with additional evidence
- Review your original application for any errors
- Document the monetary value of your original request
- Complete and submit all required appeal forms
We never stop fighting for our clients or the insurance protection and the fair compensation you are entitled to recover. Let us handle your appeal or fight back against an insufficient settlement. While we do, you can focus on taking care of your family.
Representing the injured in all areas of Texas that extends back over 40 years
Why Choose Our Law Firm for Your Homeowners Insurance Claim
Dealing with property damage or loss can be stressful. Getting the compensation you need from your insurance provider can be frustrating. You do not have to deal with all the moving parts of your claim or keep up with all the filing requirements alone.
On your behalf, our client-focused team will:
- Collect pre-incident photos and videos
- Document the current condition of your home
- Examine every page of your insurance policy
- Handle all communication with the adjuster
- Establish the monetary value of your damages
- Protect you from bad faith insurance practices
- Identify any separate policies that might offer coverage
- Deal with potentially problematic insurance companies for you
We make sure you understand each step of the homeowners’ insurance claims process and your rights, according to Texas law. Our goal is to negotiate the best possible outcome for you so you can start rebuilding your home and your life.
Common Types of Homeowners Property Damage Claims in The Woodlands
Our homeowners insurance claims attorneys serving The Woodlands, TX will advocate for you. We bring familiarity with the claims process to your case after helping residential property owners just like you file the following types of claims:
- Theft and vandalism
- Fire or lightning strikes
- Storm and hail damage
- Flooding (if covered)
- Roof and water damage
- Liability (dog bite, negligence, etc.)
If the event that damaged your home is covered by your policy, we fight hard for financial recovery. We follow all the guidelines of your claim and represent you from the initial filing until a settlement agreement is reached. One of our team members will review your case at no cost or obligation and we will represent you on a contingency fee basis.
You need a skilled advocate to protect your legal rights and present your claim in such a way as to maximize your recovery.
Get a No-Cost, No-Obligation Review of Your Homeowners Insurance Claim
If your residential property was damaged or destroyed, our The Woodlands homeowners insurance claims lawyers will help you get the fair compensation you are entitled to. The entire legal team at Carrigan & Anderson, PLLC will handle your claim and deal with the insurance adjuster on your behalf. We even advocate for you if your initial claim was denied.
Contact us at today and find out how hard we will fight for you from start to finish.
At Carrigan & Anderson, PLLC we can talk to you about your options and rights.
