A hurricane can damage or completely destroy your home and leave you and your family with nowhere to go. If this happened to your Texas home, our hurricane damage claims lawyers will file a comprehensive claim with your insurance company. We take care of all the details and handle all communication, so you have time to focus on your family.
Our Texas insurance claims lawyers understand the insurance claims process along with the legal aspects of hurricane damage claims. We can document your covered losses and fight for their full monetary value. We are there when you need us, and answer text messages seven days a week. Contact our team at Carrigan & Anderson, PLLC to get your free initial consultation today.
Why Choose Our Hurricane Damage Claims Lawyers Serving Texas Homeowners
Hurricane season can cause massive damage in Texas. If you purchased insurance to protect your investment in your home, we take on the insurance company on your behalf. To obtain fair compensation for you, we will:
- Review the detail and limitations of your insurance policy
- Prove the depth of your property damage or loss
- Review the covered losses named in your policy
- Clarify any named exclusions that affect your claim
- Complete and submit all hurricane insurance claim forms
- Negotiate the best possible financial settlement
We can also navigate potential complications that can arise with your claim, including refuting any potential reasons for denial and protecting you from bad faith tactics. You are entitled to the benefits of your policy, and our Texas personal injury lawyers are committed to helping you obtain them.
We Handle all Forms of Communication with the Insurance Adjuster
What you do not say to an insurance adjuster when filing a claim is as important as what you do say. Their role is significant since they will assess your property and make decisions on your damage and financial recovery. The insurance adjuster will:
- Arrive at the scene to visually inspect your property damage
- Take extensive photos, videos, and notes about their findings
- Speak to witnesses, including friends, family, and neighbors
- Provide an assessment of their findings and your claim’s value
Avoid saying or signing anything that might later be used to harm your claim. The best way to deal with the insurance adjuster is to let our hurricane claims lawyer Texas do it for you, including communication via:
- Phone calls
- Emails
- Text messages
- USPS mail
We also advise you on what not to say such as answering questions out of anger or frustration. Our legal team at Carrigan & Anderson, PLLC will make sure your claim or appeal is complete when filed and includes sufficient information and evidence.
We have offices in Houston, Corpus Christi, and Victoria; and will travel to any corner of Texas if we are capable of preventing an injustice.
Our Hurricane Damage Lawyers Will Carefully Document Your Covered Losses
According to National Oceanic and Atmospheric Administration (NOAA) data, a Category One hurricane can produce strong wind speeds of between 74 and 95 mph. It can also include storm surges of up to five feet. This type of hurricane can cause extensive damage requiring costly home repairs or even a total rebuild.
Commonly reported hurricane damage from property owners includes:
- Wind damage that rips into roofs, shatters windows, and topples trees
- Water damage that causes flooding, storm surges, and water contamination
- Landfall damage that causes broken windows and flying and falling debris
These types of damages from a tropical storm in combination with electrical damage can destroy real and personal property. Your attorney will document your losses and fight for compensation that lets you get your home back and start rebuilding your life.
What You Need to Know About Filing a Comprehensive Hurricane Damage Claim
After a hurricane, take any necessary steps to protect your property from any further damage. When you are ready to file your claim, Texas Department of Insurance (TDI) guidelines suggest these steps:
- Report the damage to your insurer promptly
- Provide proof of ownership of the property
- Document it with photos and video footage
- Complete a Proof of Loss form, if required
Move your family to a secure location. If your policy covers additional temporary living expenses, keep any receipts for this expense. Let your hurricane damage attorney handle any further communication with the adjuster. We work hard for a favorable assessment of your damage and fight for the maximum value of your claim.
Texas Hurricane Damage Lawyer Near Me 361-884-4437
We Help You Create a Detailed List of Your Covered Losses
A primary benefit of hiring a hurricane damage claim lawyer is their ability to deal with the insurance company and document your covered losses. At Carrigan & Anderson, PLLC, our attorney, David M. Anderson, represents policyholders faced with lowball offers and denied claims. We make sure your claim documents:
- Structural damage to your house
- Personal property losses
- Broken windows
- Ruined landscaping
- Garages and sheds
- Damage to your roof
- Power surges and outages
- Debris cleanup and removal
Our hurricane damage claims lawyers in Texas provide comprehensive coverage, including a detailed assessment of your damages and repair or replacement estimates. If your home sustained water and flood damage that is covered by a separate policy, we will help you deal with that insurer, too.
We Protect Our Clients from Bad Faith Insurance Practices
Bad faith insurance claim laws in Texas prevent homeowners from being taken advantage of when filing a valid claim. Our hurricane claims attorney Texas will protect you from unscrupulous insurance practices like:
- Unjustified delays in acknowledging your claims
- Unreasonably low settlement offers or denials
- Misleading you about any portion of your policy
- Not compensating you when your claim is approved
This list is not exhaustive. Our legal team will monitor your claim and identify any factors that constitute bad faith. We also clarify the steps you can take to hold your insurance provider accountable for these acts.
Representing the injured in all areas of Texas that extends back over 40 years
Protect Your Rights with the Help of a Texas Hurricane Damage Claims Attorney Today
If your home was damaged by the high winds and sweeping waters of a hurricane, we can help you get compensation for your damaged or destroyed property. Our Texas hurricane damage claims lawyers will deal with the insurance company for you. Whether you are filing a claim or an appeal, our law firm will stand by your side.
Contact our consultation team at Carrigan & Anderson, PLLC to protect your rights and fight for the fair compensation you are entitled to.
At Carrigan & Anderson, PLLC we can talk to you about your options and rights.
