When you’re dealing with the aftermath of a storm that caused serious wind damage, navigating Texas insurance law may be the last thing you want to do. But you don’t have to. A Houston wind damage claim lawyer from our firm can manage your case throughout the entire process while you get your life in order.
We are a smaller law firm, so we’re able to give each client personalized attention and truly dedicate ourselves to their cases. Our Houston insurance claims lawyers are more than happy to spend as much time as they need on your case to get you the most favorable outcome.
Reach out to Carrigan & Anderson, PLLC, today to start your pursuit of compensation.
Why Choose Our Houston Wind Damage Claim Attorneys to Take Your Claim
At Carrigan & Anderson, PLLC, we believe that open communication is the key to a strong attorney-client relationship. Our attorneys, David and Stephen, respond to texts every day of the week.
They’re your first point of contact, not our secretary. Many of our client testimonials have mentioned how quick their replies are, too. They’ll also give you regular updates on your case, so you’re always in the know.
One of our Houston wind damage claim lawyers will work hard to get the results you desire. Allow our team to apply their over four decades of experience to secure maximum compensation for you. We’ve recovered millions for clients in the past. In doing so, we have offered the following legal services:
- Reading and interpreting the insurance policy
- Determining what types of coverage you qualify for
- Gathering evidence of the Houston wind damage and how it’s affected you
- Handling all claim-related correspondence
- Fighting denials and ensuring the insurance company doesn’t act in bad faith
- Negotiating a settlement that fairly compensates you for your damages
- Take the case to court if needed
Some clients worry about paying for our services since they might be in a financially tight spot following wind damage. However, we will work for you on a contingency-fee basis, meaning there are no upfront, out-of-pocket, or hourly fees involved.
Our Houston personal injury lawyers will only get paid if they settle your case. This entire payment structure begins with a free consultation. We believe in transparency, from start to finish.
We have offices in Houston, Corpus Christi, and Victoria; and will travel to any corner of Texas if we are capable of preventing an injustice.
How Wind Damage Happens
Hurricanes, tropical storms, thunderstorms, tornadoes, and of course, windstorms can all bring about wind damage. However, wind isn’t considered damaging until it hits 50-60 mph. However, it can go well beyond that, topping 100mph in some cases. The strength of these winds could result in the following damage to property:
- Clogged gutters
- Flying debris
- Fallen trees or powerlines
- Cracks in building foundation and walls
- Broken windows
- Shattered or missing roof tiles or shingles
If your property has any type of wind damage, you may qualify to file an insurance claim. Most homeowners insurance policies cover it. You could request coverage for cleanup costs, damaged or ruined personal belongings, relocation expenses if your building is uninhabitable, and/or structural damage.
If you had to temporarily close your business due to wind damage, our Houston commercial insurance lawyers can help you seek compensation for business interruption costs.
Depending on your policy terms, it will cover a portion or all of the income you would have earned had your property not sustained damage. Reach out to Carrigan & Anderson, PLLC, today to learn more about your options. Whatever your situation, we are here for you.
Houston Wind Damage Lawyer Near Me 361-884-4437
When the Insurer Denies or Delays Your Houston Wind Damage Claim
It’s not uncommon for the insurance company to deny a wind damage claim. Sometimes, there’s a valid reason.
However, there are times when the insurance company denies or delays a valid wind damage claim without an apparent reason. Through some investigation, our Houston wind damage claim attorneys may determine that your insurance company’s practices are in bad faith. More specific examples of this type of behavior include:
- Undervaluing your claim and offering a low settlement
- Not giving a reason for their denial
- Demanding irrelevant documentation
- Misrepresenting the terms in the policy
- Unreasonably delaying paying out your claim
- Failing to acknowledge receiving your claim
- Refusing to communicate with you altogether
- Failing to investigate your claim
We don’t stand for this treatment of our clients. As an experienced Texas insurance lawyer, David is not afraid to take action against even the biggest homeowners insurance companies, like State Farm and Allstate.
If it comes to it, we will sue the insurer for bad faith by the two-year deadline codified in Texas Insurance Code § 541.162. Don’t wait to alert us about your situation, so we can get to work right away.
Protecting the Integrity of Your Wind Damage Claim in Houston, Texas
There are a handful of things you can do to protect your claim for compensation after wind damage. We understand that the aftermath of the disaster that caused it can be hectic, but once the situation is stable, we recommend you do the following:
- Take pictures of all the wind damage.
- Make temporary repairs and clean up as much as you can.
- Get a professional inspector to evaluate the wind damage and give you written estimates for repairing it.
- Notify your insurance company about what happened.
Once the insurer knows about the wind damage, it may send out an adjuster to review it and carry out its own investigation. Have your documentation ready to go so you can substantiate your claims and compare what you have to what the insurance company gathers.
Representing the injured in all areas of Texas that extends back over 40 years
Our Houston Wind Damage Claim Lawyers Want to Help You
Leave your claim to one of our Houston wind damage claim attorneys. We have the experience and knowledge you want. We also have 4.8 stars on 73 Google Reviews.
Call Carrigan & Anderson, PLLC, today for a free consultation.
At Carrigan & Anderson, PLLC we can talk to you about your options and rights.
