If you are struggling to get the money you need and deserve after a flood, a Texas insurance claims lawyer from our team can help you fight the insurance company, appeal a denial, or take action to pursue the compensation you deserve.
At Carrigan & Anderson, PLLC, we have more than 40 years of experience in insurance law. Attorney David M. Anderson represents policyholders whose insurance companies denied or delayed their claims. We offer free consultations and can determine your next steps in getting your valid flood damage claim paid. Whatever your situation, we’re here for you. Contact us today for your free consultation.
What Compensation Can a Flood Damage Claims Lawyer in Texas Fight to Recover?
While some private companies offer flood damage and other property insurance policies, most people have flood insurance through the Federal Emergency Management Agency (FEMA)’s National Flood Insurance Program (NFIP).
According to the Texas Office of Public Insurance Counsel, these policies should cover:
- Up to $250,000 for damage to your home and any attached items, such as carpet, drywall, appliances, electrical systems, and more. This also includes the removal of debris.
- Up to $100,000 for your home’s damaged contents, such as furniture and electronics.
- Up to $30,000 for the improvements you must make to meet the applicable regulations throughout this process, known as “increased cost of compliance.”
When covered events occur, your flood insurance should provide this coverage for your losses. In addition, you could have additional claims to file. For example, you could recover money for a flood-totaled car based on your comprehensive auto insurance policy. Our attorneys can also help if you run into issues with other insurance companies.
We have offices in Houston, Corpus Christi, and Victoria; and will travel to any corner of Texas if we are capable of preventing an injustice.
Our Flood Damage Claims Attorneys in Texas Have the Experience You Need
At Carrigan & Anderson, PLLC, we have two attorneys on staff to help those facing injuries or losses in Texas. We have decades of experience taking on insurance companies and holding them responsible for the damages our clients suffered.
Our attorneys put clients first, even responding to texts seven days a week. With our team on your side, you can get the answers you need quickly and easily. We are here to help our clients get peace of mind and recover the money they deserve.
We know you do not have the extra money right now to pay for an attorney upfront or the time to dedicate to fighting the insurance company. We have the resources to manage your claim and pursue the compensation you need. Let us explain how this works during a free consultation with our team. Contact us today.
Texas Flood Damage Lawyer Near Me 361-884-4437
Our Texas Flood Damage Claims Attorney Will Fight for the Money You Deserve
Flood insurance coverage can be a complicated topic. It is not always clear what types of damage flood insurance covers, what might fall under your homeowner’s policy, or where you might have coverage gaps.
Our attorney will evaluate your policy to ensure your event is covered before continuing to fight for your payout. We generally find that the insurance company is wrong. However, it is important for you to understand what your flood insurance covers. This could include:
- Flash flood from runoff
- Flooding from heavy rain
- Inland or tidal water coming into your home, such as a storm surge
- Mudflows into your home
Your homeowner’s policy might be responsible for water damages when:
- You have a broken pipe
- There is an overflow in your plumbing system
- An appliance causes water damage
- Wind or fallen trees damage your roof
- You have rain coming into your home because of a broken window
Be aware of your policy’s limitations, too. Some might exclude certain events. For example, it might not cover storm surge from a hurricane or another named storm.
Representing the injured in all areas of Texas that extends back over 40 years
How Can a Texas Attorney Get My Insurance Company to Pay My Flood Damage Claim?
Attorney David M. Anderson knows the tactics insurance companies use to assess and pay flood damage claims. They may use underhanded practices to avoid paying policyholders the money they deserve, including delaying claims or denying them entirely.
Our team knows the bad faith insurance claim laws in Texas. We will fight the insurance companies when they refuse to uphold ethical standards and pay the covered damages their policyholder suffered. Our natural disasters insurance claim lawyer understands how to challenge these decisions, including gathering convincing evidence and demanding the insurance company take us seriously.
We can often secure fair compensation for repairs and contents replacement for our clients by challenging a denial or pushing the insurance company to proceed with a case after unnecessary delays. However, if necessary, we can also file a bad faith insurance claim lawsuit to get the money policyholders deserve after a covered flood event.
You need a skilled advocate to protect your legal rights and present your claim in such a way as to maximize your recovery.
When do I Need to Hire a Texas Flood Damage Claims Lawyer?
Reach out to our team as soon as you realize there is a problem with your flood insurance claim. This could be a denial notice, an extended delay in processing the claim, a lowball offer for a payout, or another issue
When you hire an attorney to manage your claim, you also have someone to protect your rights and gather evidence to document your damages. This can help ensure you receive compensation and maximize the money available to you based on your covered losses.
We are ready to help you as soon as you make the call. Our attorney can review your flood insurance policy, assess your losses, and fight for the payout you deserve.
Talk to Our Team About Your Texas Flood Damage Claim for Free
At Carrigan & Anderson, PLLC, we provide free consultations. Our Texas flood damage claims lawyer can help you bolster your claim, take on the insurance company, and win. We have offices in Corpus Christi, Houston, and Victoria, Texas. We can help with your residential or business flood insurance claim. Contact us today.
At Carrigan & Anderson, PLLC we can talk to you about your options and rights.
