Water damage claims can include many different types of damage. If your home suffered water damage for any reason, such as bursts or broken pipes or severe storms, you should be entitled to compensation from your insurance company. If you are struggling for coverage with your insurance company in Texas, our water damage claims lawyers will take them on for you.
At Carrigan & Anderson, PLLC, we know how frustrating it can be to fight for the insurance coverage you put in place to protect your home. Our lead attorney, David M. Anderson, represents policyholders against insurance companies that delay or deny valid claims. Find out how hard our Texas property insurance claims lawyers will fight for the compensation you deserve. Contact our law firm for your free claim review today.
How Our Water Damage Claims Attorneys in Texas Fight for You
The water damage attorneys who handle your claim can make a big difference in how it is managed and resolved. To strengthen your insurance claim, our lawyers work hard to prioritize your claim and take the hard work off your shoulders. We will:
- Examine your individual policy in detail
- Develop a negotiation strategy
- Assess the extent of damage
- Document your covered losses
- Clarify Texas insurance laws
- Speak to the claims adjuster for you
- Maximize your financial recovery
If, as a responsible homeowner, you put insurance coverage in place, it should be there for you when you need it. We stop at nothing to fight for the insurance compensation you need to restore or rebuild your home in Texas.
Personalized Service for Your Texas Property Damage Claim
Water damage, depending on its severity, can displace your family. While you focus on making your home livable or on relocating your family to temporary housing, you get all of the following benefits:
- More than 50 years of extensive experience with insurance claims
- Protection from underhanded or illegal delay tactics
- Attorney/client text availability seven days of the week
- Our full support if you need to appeal a denied water damage claim
Stephen P. Carrigan is a civil trial lawyer, who has been practicing law for over 37 years. David M. Anderson represents policyholders dealing with insurance companies that delay or deny valid claims. Every member of our team is committed to fighting for your financial compensation.
We have offices in Houston, Corpus Christi, and Victoria; and will travel to any corner of Texas if we are capable of preventing an injustice.
Filing Accurate and Complete Water Damage Claims in Texas
Filing an insurance claim for water damage will involve an incredible array of paperwork. Before even considering a settlement, your insurance company will request:
- A detailed list of your covered losses
- Before and after photos and video
- Proof of your identity and policy
- Receipts for securing your property
You do not have to document your property damage on your own. Our client-focused team will explain your legal rights as a Texas property owner and outline the timeline for resolving your water damage insurance claim.
Insurance companies and policies can vary greatly, so we need to know what your policy says about covering water damage. Bring us a complete copy and we will clarify its potentially complex legal and insurance policy language.
When Immediate Repairs Are Necessary for Property Damaged by Water
Sometimes, you cannot wait for insurance compensation before starting repairs on your home. Be careful to make only necessary repairs and safety measures.
We will speak to your insurance carrier and clarify the necessary measures you need to take. You should hire qualified and approved contractors and subcontractors. If you have to move your family to a safe location, take steps to protect and secure your residential property.
Common Causes of Water Damage for Texas Homeowners
Water can seep into your home’s crevices and cause extensive damage over time, or it can swoop in suddenly and cause massive damage quickly. How your home was damaged, and its cause will affect your claim.
Some common causes of water damage include:
- Appliance leaks
- Pipe bursts
- Cracked foundation
- Flash floods
- Groundwater seepage
- Heavy rainfall
- Leaky roof
- Plumbing leaks
Let us deal with the insurance company for you. Our Texas water damage claims lawyers will handle all verbal and written communication for you. Contact our case review team at Carrigan & Anderson, PLLC for more information.
Texas Water Damage Claims Lawyer Near Me 361-884-4437
Protecting Your Rights as a Homeowner in Texas
Texas Department of Insurance (TDI) requires insurance companies to act fairly and aboveboard when handling your claim. Our water damage claims lawyer in Texas will clarify your rights, which include:
- Fair and honest treatment and representation from the insurance adjuster
- The right to reject a lowball offer and negotiate a fair settlement amount
- A clear explanation of why your claim was denied, if applicable
- Prompt acknowledgement and investigation of your insurance claim
If your rights are violated in any way, or you are victimized by bad faith insurance practices described in Texas Insurance Code § 541.060, we can help you hold the insurance company accountable for their actions.
How We Combat Bad Faith Tactics in Water Damage Claims
Bad faith insurance practices can mar your claim and damage your relationship with the insurance company you trusted. Examples of bad faith practices include, but are not limited to:
- Failure to make a sincere effort to settle a valid claim
- Failure to make a reasonable effort to avoid unnecessary delays
- Offering you an unreasonably low compensation offer
- Remitting payment without a written explanation
You do not have to accept mistreatment or mishandling of your legitimate claim without fighting back. If your claim has been affected by unscrupulous actions from your insurance provider, reach out to Steve Carrigan now.
Representing the injured in all areas of Texas that extends back over 40 years
Contact Our Texas Water Damage Claims Attorneys for Help Today
Damage to your home can be frustrating. Fighting for coverage for water damage and fair treatment from your insurer can be aggravating. You do not have to deal with the insurance company and fight for fair compensation on your own.
Learn more about how hard our Texas water damage claims lawyers will fight to obtain the financial compensation you need and deserve. Contact our legal team at Carrigan & Anderson, PLLC to get started today.
At Carrigan & Anderson, PLLC we can talk to you about your options and rights.
