Commercial Property Insurance

If you are embarking on a business venture or expanding an existing business, you should know what business hazard insurance is and why you need it. Sometimes called commercial property insurance or business property insurance, it provides financial compensation in the event of a disaster. Similar to the way homeowners insurance covers your residence, business …

The best way to protect your business—including the time and money you’ve invested—from a hurricane is to take the necessary steps long before a storm is coming. You should have a plan in place and consult with legal and insurance professionals to create a comprehensive preparedness plan.  Hurricanes and their effects are unpredictable. It can …

Water damage can quickly damage or destroy your Texas home or business. Water can seep into unseen spaces and cause damage before you know it. If your property suffered water damage but your insurance company denied your claim, a lawyer in your area can clarify your options. A Corpus Christi property insurance claims lawyer can …

A commercial property insurance policy can provide your business with the protection it needs when severe weather strikes. A hurricane, or other natural disaster, can disrupt operations or destroy the structure where your business is housed. The right coverage for hurricane damage could ensure those losses are paid for.  There are complications that can arise …

For busy business owners in Texas, commercial insurance stands as an indispensable safeguard, offering protection against the unpredictability of life and commerce. This form of insurance is crucial for businesses, covering a range of potential risks and damages that can significantly impact operations and financial stability. Among these risks, window damage emerges as a common …

Commercial insurance provides businesses with financial protection against a range of potential losses, including property damage, liability, and business interruption. For businesses in Texas, where weather can be unpredictable and sometimes severe, securing water damage coverage within commercial insurance policies is critical. The state’s susceptibility to hurricanes, flash floods, and storms means water damage is …

Hail, a form of solid precipitation consisting of balls or irregular lumps of ice, is a familiar weather phenomenon in Texas, notorious for its capability to inflict substantial damage to property. Texans can see a high frequency of severe hailstorms, making hail damage a significant concern for business owners and commercial property managers. In response …

Commercial insurance serves as a crucial safeguard for companies against unforeseen disasters in Texas. This form of protection covers a broad spectrum of risks, ensuring that businesses can withstand the financial strain caused by unexpected events, including property damage. Recently, Texas has experienced severe winters, leading to a surge in incidents of pipe damage due …

While many commercial insurance policies include coverage for hurricane damage, whether you have compensation options depends on the policy you purchased. Many claim-specific details, such as deductibles, exclusions, and limitations, may apply. If your commercial property insurance offers coverage for hurricane damage, you should get what you paid for. Unfortunately, not all insurance companies follow …

While many commercial insurance policies cover tornado damage, you should always review the details of your specific policy before assuming anything. Wind damage coverage is generally included in many commercial insurance policies, but some have exclusions that you should know about.  For example, some standard insurance policies do not cover “acts of God.” This is …