Discovering that your home insurance repair estimate is lower than contractor quotes can be frustrating and confusing. Many homeowners face this challenge after filing a property damage claim, unsure of how to bridge the gap between what insurance offers and what repairs actually cost. Understanding why these discrepancies happen—and how to respond—can help you secure …
If your home has been damaged or destroyed in a hurricane, the steps you take in the aftermath can significantly affect your safety and your insurance claim. From securing shelter to documenting every detail of the damage, acting quickly and carefully can make all the difference. Once it’s safe to do so, you should notify …
How long it takes to settle a hurricane damage claim depends on the unique circumstances behind the claim and the insurance company’s willingness to negotiate in good faith. While rare, some claims may need to go to trial for final resolution, which can significantly lengthen the process. If you feel your hurricane damage claim is …
Yes, there’s a deadline to file a hurricane damage claim in Texas. It differs by policy. However, the state enforces other time limits on general property damage, bad faith insurance, and Texas Windstorm Insurance Association (TWIA) cases. It can be confusing to determine which one applies to you, so it’s best to get started on …
If your house is flooded during a hurricane, the most important thing you can do is ensure your safety. You may have to evacuate the premises and come back to document your losses when it’s safe. Make sure to contact your insurance company and any other necessary parties, as it will kickstart the filing process …
There are certain steps you need to take when filing a hurricane property damage claim in Texas. As soon as you’re able, call your insurance company to inform them about the damage your property sustained. They may send someone out to assess the conditions. You’ll also want to document your losses and make temporary repairs …
You do not necessarily need a lawyer for your hurricane property damage claim. However, hiring legal representation can greatly benefit you throughout the claims process, especially if your insurance provider denies your claim or refuses to offer a fair settlement that covers all your losses. Our Corpus Christi hurricane damage claims lawyers take cases on …
Navigating the commercial property insurance claims process involves several steps, including securing your property, reviewing your insurance policy to determine what coverage you qualify for, collecting evidence of the damage, filing your claim, and negotiating with the insurance adjuster for a fair settlement. While this may sound like a fairly straightforward process, some insurance companies …
When a tornado causes damage to your home, you count on your insurance policy to help you make repairs or rebuild. However, insurance companies often drag their feet or underpay these claims. While some claims may pay and close quickly, it could take months or even years to settle a tornado damage claim. If you’re …
Tornado damage can be severe, causing significant damage to your home and property. After a tornado, you rely on your property damage insurance policy to make repairs and recover financially. However, the claims process is often more complicated than it should be. Understanding how to file a tornado damage insurance claim is essential to ensuring …
