Hurricane winds or another natural disaster can cause severe damage to your property—especially the windows, roof, siding, and other primary structures. It could make the home or building uninhabitable. The good news is you likely don’t have to cover the repair or replacement costs out of pocket, as you can file a claim with your insurance company for financial assistance.
Sometimes, the claims process can be complex, so you may consider hiring a Texas wind damage claim lawyer with Carrigan & Anderson, PLLC. They will handle your entire case while you tend to your matters. Our Texas property insurance claims lawyers have recovered millions of dollars for our clients and earned 4.8 stars among 73 Google Reviews. Call today to learn more with a free consultation.
What a Texas Wind Damage Claim Lawyer at Our Firm Can Do for You
Dealing with the aftermath of wind damage is stressful and overwhelming. You’re trying to figure out how to get help, what the insurance process entails, and how to stay on top of your day-to-day responsibilities. That’s where one of our Texas insurance claims lawyers can step in. They will work toward getting you the compensation you’re entitled to recover. In doing so, they will take on the following tasks:
- Reviewing your policy to determine your eligibility for coverage
- Compiling evidence of the wind damage
- Hiring an independent professional to evaluate the damage
- Speaking to the insurance company
- Protecting you from bad faith insurance tactics
- Negotiating a fair settlement
- Filing a lawsuit if necessary
Your attorney will provide regular updates on how your wind damage claim is proceeding, so you never need to wonder. We also want to hear from you if you have concerns or questions. You can connect directly to your lawyer instead of first going through a secretary whenever you text or call. Expect a quick reply, too—David and Stephen respond to clients via text seven days a week.
There’s no need to worry about paying for our legal services upfront or hourly. Our Texas wind damage claim attorneys take cases on a contingency fee basis. Under this arrangement, they will only receive attorney’s fees if they procure compensation for you. We believe in transparency from start to finish, especially regarding the financial aspect of managing a case.
We have offices in Houston, Corpus Christi, and Victoria; and will travel to any corner of Texas if we are capable of preventing an injustice.
Types of Damages You Can Recover in a Wind Damage Claim in Texas
Wind damage often stems from tornadoes, windstorms, hurricanes, thunderstorms, and tropical storms. The National Severe Storms Laboratory (NSSL) describes damaging winds as exceeding 50-60 miles per hour. They can even reach up to 100 mph, causing damage for hundreds of miles, potentially putting tens of thousands of homes and businesses at risk of severe property damage.
Generally speaking, homeowners’ and commercial policies cover wind damage. Depending on the terms in your policy, our Texas wind damage claim lawyer may determine that you qualify for compensation for the following losses:
- Roof damage: The wind could have damaged or blown off shingles or tiles.
- Structural damage: Wind damage could compromise the integrity of the walls, doors, windows, and overall structure of the property.
- Siding damage: The property’s siding and gutters may have suffered damage.
- Relocation expenses: If your home sustained wind damage that renders it uninhabitable, your policy may cover your hotel room, meals, and other needs.
- Cleanup costs: If power lines, trees, or other debris fell on or otherwise damaged the property, you could request compensation for removal and repair expenses.
- Personal property: If a leaky roof or broken window damaged your furniture, valuables, or appliances, the wind damage coverage could extend to your personal property.
- Business interruption: If your business had to close due to wind damage, your commercial insurance policy could compensate you for the loss of income.
Note that policy limits, terms, and deductibles vary based on your contract. You can depend on one of our property insurance claims lawyers to identify your eligibility for compensation. Reach out to Carrigan & Anderson, PLLC, today for more information. Our firm’s smaller size enables us to dedicate ourselves to each case and give our clients more personalized attention.
Texas Wind Damage Claim Lawyer Near Me 361-884-4437
A Texas Wind Damage Claim Lawyer May Review a Denial
Unfortunately, many policyholders have their wind damage claim denied, especially if it’s their first attempt. It’s easy to overlook exclusions, not include specific evidence, or miss a step in the application process.
In that case, you can take these steps before appealing the denial:
- Review your insurance policy with our Texas wind damage claim lawyer
- Contact your insurance company for more clarification
- Make temporary repairs to stop further damage
- Get a repair or replacement estimate from a professional to substantiate your appeal
What if the Insurer Acts in Bad Faith?
Sometimes, an insurance company delays, denies, or otherwise acts in bad faith using the following tactics:
- Unreasonable delays
- Misrepresenting the policy terms
- Offering a lowball settlement
- Canceling the policy for an invalid reason
- Failing to provide an explanation or reason for a denial
- Failing to investigate the wind damage
- Requesting irrelevant documentation
- Misrepresenting the filing deadline
Should the insurance company act in bad faith, you may have grounds to file a lawsuit against it. Although uncommon, policyholders can take their insurer to trial if it doesn’t cooperate.
If it comes to that in your situation, our wind damage claim lawyers have no issue going to court. David is an experienced Texas insurance lawyer. He is unafraid to stand up and act against the biggest homeowners’ insurance companies, such as Allstate and State Farm.
Representing the injured in all areas of Texas that extends back over 40 years
Call Our Law Firm Today to Work With Our Texas Wind Damage Claim Attorneys
Do you need assistance with the claims process after your home or business sustains wind damage? Please turn to Carrigan & Anderson, PLLC. Whatever your situation, we are here for you. Allow us to put our more than 40+ years of experience behind your case.
Our Texas wind damage claim lawyers are ready to serve you, so call us today for your free consultation.
At Carrigan & Anderson, PLLC we can talk to you about your options and rights.
