When you are in an accident with another car, you expect that driver to stop, share their insurance information, and follow the law. Then you learn they do not have insurance, or perhaps they fail to stop at all. You need an uninsured motorist accident lawyer in Corpus Christi ready to help you.
At Carrigan & Anderson, PLLC, we know how to fight for victims, and we do so to the fullest extent permitted by law. Set up a free consultation with a Corpus Christi car accident lawyer now to learn how we can help you. Our firm has been helping people protect their rights for more than 37 years.
When Uninsured Motorist Insurance Applies
The state of Texas requires that insurance companies offer uninsured/underinsured motorist coverage to you when you seek liability insurance. However, while liability insurance is a legal requirement for anyone on the road, uninsured motorist coverage is not. If you choose to purchase it, it may offer you several benefits.
Uninsured motorist coverage applies when the other driver does not have coverage. This is a policy you purchase to cover your own losses in such events. You choose the value of your coverage when you purchase your policy.
Notably, uninsured motorist coverage can also help if the other driver who caused the accident fails to stop. In a hit-and-run accident like this, this policy can be the only financial tool available to help you recover damages. If you have this coverage, our lawyer can become your ally in recovering damages from it.
We have offices in Houston, Corpus Christi, and Victoria; and will travel to any corner of Texas if we are capable of preventing an injustice.
What Makes Uninsured Motorist Claims Challenging
You have coverage. It may seem like the claim process is simple and even straightforward. However, several situations make these cases far more complex:
- Insurance company denials. Even though the insurance company may be one you hired, they are not working for you in the claims process. They want to reduce the compensation you receive as much as possible. That may include denying coverage.
- Your coverage limits may be low. There are situations where drivers do not have substantial coverage. In these situations, it may still be beneficial to seek legal action against other parties who may be at fault. Your Corpus Christi personal injury lawyer can do that for you.
- You may be partially at fault. Under Civil Practice and Remedies Code §33.001, you can still file a liability claim if you are partially at fault, but the level of compensation is reduced by the percentage of fault you have. However, if you are more than 50% at fault, you are barred from any damages.
Your uninsured motorist accident attorney in Corpus Christi becomes your advocate in these challenging cases. We help you to hold insurance companies accountable to the fullest level allowed. We then work closely with you to seek maximum compensation from all available resources. This can be critically important when you have serious injuries.
Corpus Christi Uninsured Motorist Accident Lawyer Near Me 361-884-4433
What to Do After an Accident with an Uninsured Driver
A substantial number of Texan drivers lack the proper motor insurance that the state requires. When an accident happens, and they lack insurance, they could face criminal charges and fines. That is one reason these drivers tend to flee the scene. After such an accident, there are several steps you need to take:
- Gather information from the other driver. If able, make sure to get photos of the front and back of their driver’s license, their contact information, and any details about their insurance coverage.
- Ask witnesses for their contact information. This can be critical in proving fault later.
- Always call the police and ask that they come to the scene of the accident. If there are injuries or substantial damage, drivers are legally required to stop and wait until police arrive.
- Get medical care right away. You want to be sure all of your injuries receive proper attention and documentation as soon as possible after the accident. This reduces the risk of later denials from insurance companies.
- Hire our uninsured motorist attorney in Corpus Christi. Before you contact the insurance company to file a claim, turn to our team for guidance. We work with you to handle the insurance company properly from the start. That reduces your risk of complications.
Uninsured motorist insurance can be a very important investment in times when the other driver lacks coverage. It is easy to believe the insurance company will help you, but that is not its job at this point. We make sure they treat you fairly to the fullest extent allowed by law. Talk to the team at Carrigan & Anderson, PLLC, today about your case.
Representing the injured in all areas of Texas that extends back over 40 years
What Your Uninsured Motorist Claim May Be Worth
The value of your claim is dependent on the injuries you have and your level of fault. Some of the losses we seek in these cases typically include:
- Medical bills from the accident and for future medical needs
- Loss of wages, including any loss of benefits, bonuses, and future earning capacity for long-term injuries
- Property damage claims
- Pain and suffering for what you went through at the time of the accident and through recovery
- Emotional trauma and mental anguish
- Loss of quality of life
- Loss of consortium
We analyze all aspects of your injuries, mental health losses, and financial implications to build a maximized claim that incorporates all losses you have. We then negotiate with insurance companies on your behalf, leveraging our advanced expertise to maximize your claim recovery. If the insurance company refuses to provide fair compensation, expect us to seek a lawsuit against them to hold them accountable.
You need a skilled advocate to protect your legal rights and present your claim in such a way as to maximize your recovery.
Set Up a Free Consultation with Our Corpus Christi Uninsured Motorist Accident Attorney Now
As a trusted Corpus Christi uninsured motorist accident lawyer, our team at Carrigan & Anderson, PLLC, is the advocate you need in these complicated cases.
Our legal team has served the region for decades. We have recovered millions of dollars in compensation for our clients. We bring safe, fierce advocacy to your case. Set up a free consultation now to learn how we can help you get justice.
At Carrigan & Anderson, PLLC we can talk to you about your options and rights.
