When disaster strikes, your home insurance settlement should help you recover, but too often, insurance companies aim to protect their bottom line, not pay what you truly deserve. As a result, the payout you receive may be far less than what it takes to repair your home and replace your losses. The good news is …
If your electrical system was damaged in a storm, you should ensure your safety, assess and document the damage, contact an electrician to determine what repairs are necessary, and file an insurance claim to get financial coverage for the damage. If your commercial or home insurance company denies your claim or refuses to negotiate, a …
You can make a claim for tree damage to a house after a storm by identifying which insurance policy covers that type of damage, collecting evidence to prove the storm caused your losses, and filing a timely claim with the right insurance company. If challenges arise during this process—for example, if the insurer denies your …
Getting insurance to pay for a roof replacement after a storm is not always as easy as it should be. You have to make sure your claim is well-documented and filed in a timely manner. If the insurer asks for additional information or disputes the claim, you would have to provide further proof that your …
When a hurricane strikes, it can leave behind devastating damage, especially to your home’s roof or ceiling. A sudden collapse not only threatens your safety but can also create chaos, confusion, and costly repairs. Knowing what steps to take in the aftermath can make all the difference. In this guide, our Corpus Christi hurricane damage …
Discovering that your home insurance repair estimate is lower than contractor quotes can be frustrating and confusing. Many homeowners face this challenge after filing a property damage claim, unsure of how to bridge the gap between what insurance offers and what repairs actually cost. Understanding why these discrepancies happen—and how to respond—can help you secure …
If your home has been damaged or destroyed in a hurricane, the steps you take in the aftermath can significantly affect your safety and your insurance claim. From securing shelter to documenting every detail of the damage, acting quickly and carefully can make all the difference. Once it’s safe to do so, you should notify …
How long it takes to settle a hurricane damage claim depends on the unique circumstances behind the claim and the insurance company’s willingness to negotiate in good faith. While rare, some claims may need to go to trial for final resolution, which can significantly lengthen the process. If you feel your hurricane damage claim is …
Yes, there’s a deadline to file a hurricane damage claim in Texas. It differs by policy. However, the state enforces other time limits on general property damage, bad faith insurance, and Texas Windstorm Insurance Association (TWIA) cases. It can be confusing to determine which one applies to you, so it’s best to get started on …
If your house is flooded during a hurricane, the most important thing you can do is ensure your safety. You may have to evacuate the premises and come back to document your losses when it’s safe. Make sure to contact your insurance company and any other necessary parties, as it will kickstart the filing process …
