Your insurance company should provide compensation after your property has sustained damage covered under the policy. After all, you pay a monthly premium in case you run into these situations. Unfortunately, the insurance company might not always hold up its end of the bargain. If you find yourself in such a situation, one of our Victoria bad faith insurance claim lawyers can hold the insurer accountable for its unjust actions.
Carrigan & Anderson, PLLC has over 40 years of experience in insurance and personal injury law. Our Victoria insurance claim lawyers know what it takes to fight these questionable tactics the insurance companies employ and recover fair compensation for our clients. Reach out to our law firm now to begin your free consultation.
Typical Damages You May Recover in a Bad Faith Insurance Claim
Our Victoria personal injury lawyers represent clients dealing with an array of bad faith insurance claims, including residential and commercial property damage, hurricane, storm, and other natural disasters, as well as homeowners insurance.
What you can recover depends on the policy terms and rates. Although each case comes with its own unique circumstances, common losses these claimants qualify for are:
- Furniture
- Electronics
- Lawn and landscape
- Vandalism and theft
- Shoes and clothing
- Relocation costs
- Business expenses
This list is not comprehensive, as you might be able to secure other forms of compensation that we haven’t mentioned here. Your bad faith insurance attorney can review the policy and work to ensure you receive appropriate coverage for all your losses.
We have offices in Houston, Corpus Christi, and Victoria; and will travel to any corner of Texas if we are capable of preventing an injustice.
Why Choose Our Victoria Bad Faith Insurance Claim Lawyers to Lead Your Case
We are dedicated to securing a fair settlement for you. David M. Anderson fights for claimants who are dealing with insurance companies who unfairly delay or deny their claims, and Stephen P. Carrigan is a civil trial attorney with 37 years of practicing law under his belt.
You’ll be in good hands when you sign on with us. Our lawyers can take on these tasks while you focus on taking care of yourself and your family. They will:
- Gather evidence of the damages you sustained
- Hire a professional to assess the damage your property endured
- Pinpoint and counter the insurance company’s bad faith tactics
- Assume all written, electronic, and verbal communication with the insurance company
- Enter settlement negotiations with the insurer
- Argue your case in a trial if we cannot come to a settlement agreement
- Meet all filing deadlines
Our services don’t stop at the logistics of managing a case. We pride ourselves on providing quality client care. Our lawyers understand the importance of communicating with you throughout your case.
You can text Steve and David any day of the week, and they will respond. You can also expect regular updates on your case, so you always know what’s going on.
You do Not Need to Worry About the Costs of Hiring an Attorney
Many policyholders feel nervous about hiring one of our lawyers due to the fees. However, that is a non-issue with Carrigan & Anderson, PLLC representing you.
We don’t require any payment by the hour, out of pocket, or up front. Only when we secure compensation for you will we be paid. This payment structure enables us to begin building your case from the get-go.
Victoria Bad Faith Lawyer Near Me 361-884-4437
The Insurer’s Responsibilities During the Claims Process in Victoria, Texas
Once you file a claim, the insurance company is obligated to adhere to these deadlines stated in the Texas Homeowners’ Bill of Rights.
- The adjuster has 15 days to notify you they received your claim.
- After 15 days, they must decide to approve or deny the claim.
- Once they approve the claim, they have 5 days to pay it out.
Sometimes, the insurer may need more time to complete each of these steps. However, if they take advantage of the exceptions, this behavior may constitute bad faith.
Examples of Bad Faith Tactics the Insurance Company Might Use Against You
If you suspect the insurance company is treating you unfairly during the claims process, our Victoria bad faith insurance claim lawyers can determine if it’s violating any Texas bad faith insurance claim laws and combat their tactics.
Some examples may be:
- Making threats against you
- Misrepresenting the contractual agreement in the policy
- Refusing to investigate your case
- Failing to meet deadlines in the claims process without any explanation
- Denying your claim without any valid reason, explanation, or investigation
- Asking you to submit irrelevant evidence to your case
- Devaluing your losses and thereby offering you a lowball settlement
- Delaying compensating you for your losses
- Claiming you have insufficient coverage
If there’s still resistance to pay out your claim after attempting to hold the insurer accountable, our bad faith insurance lawyers can take other legal routes to get the compensation you deserve. Connect with Carrigan & Anderson, PLLC, today to discuss your legal options.
Representing the injured in all areas of Texas that extends back over 40 years
Filing a Bad Faith Insurance Lawsuit in Victoria, Texas
If the situation calls for it, our Victoria property insurance claims lawyer is more than willing to file a lawsuit against the insurance company for their bad faith tactics. We only have so much time to proceed with legal action, though. According to Texas Insurance Code § 541.162, most claimants have two years to sue the insurer.
This time limit begins on either the day you found out about the unfair denial or the day the insurance company made the decision. Your attorney can review your case and determine which one applies.
We encourage you to let our team know about your bad faith claim as soon as you’re aware of the unfair treatment you’ve received. It will help us avoid missing the deadline.
If we’re too late, you may run out of options for compensation. However, our attorneys have been working under tight time restrictions for a long time, and we know how to meet them.
You need a skilled advocate to protect your legal rights and present your claim in such a way as to maximize your recovery.
Turn to Our Victoria Bad Faith Insurance Claim Lawyers for Help Today
If you receive an unfair decision from the insurance company, it’s not the end of the road for you. Our Victoria bad faith insurance claim attorneys will fight and protect your rights so that you can get your due. Contact Carrigan & Anderson, PLLC, today to begin.
At Carrigan & Anderson, PLLC we can talk to you about your options and rights.
