Tornadoes often lead to widespread devastation, affecting thousands of people and properties. If a tornado damaged or destroyed your home or business, you may have grounds to file a claim for coverage with your insurance company. However, the claims process can be complex, and policyholders often run into roadblocks along the way.
If you need assistance, our Corpus Christi tornado damage insurance claim lawyers are here to guide you. We aren’t afraid to take on big insurance companies like Allstate and State Farm.
Get in touch with Carrigan & Anderson, PLLC, today. Our Corpus Christi insurance claim lawyers are dedicated to fighting for maximum compensation on your behalf.
Working With Our Corpus Christi Tornado Damage Claim Attorneys
David M. Anderson is a Texas insurance lawyer with extensive experience in standing up to unscrupulous insurance adjusters and fighting for the coverage insured parties like you deserve after a natural disaster like a tornado.
Our team has over 40 years of experience in personal injury and insurance law. We have secured millions for our clients, and they have rewarded us with a Google reviews rating of 4.8 out of 5 stars.
When you come to us, one of our Corpus Christi tornado damage insurance claim attorneys will handle these responsibilities for you:
- Reviewing and explaining the terms of your insurance policy
- Determining what coverage you qualify for
- Handling correspondence with the insurance company
- Collecting evidence of the property damage you experienced in Corpus Christi
- Submitting your claim and/or lawsuit
- Negotiating for a fair settlement with the insurance carrier
- Going to trial if we cannot reach a fair settlement agreement
We are a smaller personal injury law firm, which enables us to truly dedicate ourselves to each case and provide our clients with personalized attention. You can count on our Corpus Christi tornado damage claim lawyers to work diligently on your case so you can get the payout you deserve.
The size of our firm also allows us to be more accessible to you. David and Stephen respond promptly to texts from their clients every day. You won’t have to go through a secretary, either, as you’ll be directly connected with your Corpus Christi tornado damage claim attorney. You can expect us to update you regularly throughout your case.
We Are a Contingency-Based Firm
Tornado damage is a lot to deal with financially. The cost of a Corpus Christi property insurance claims lawyer may be the last thing you want to think about.
Fortunately, we don’t ask for any fees upfront or hourly. Instead, we operate on a contingency fee basis, meaning we don’t accept payment unless we settle or win your case.
We can review this arrangement with you in further detail before finalizing our contract, so you won’t experience any surprises. We believe in full transparency from start to finish. Reach out to our legal team at Carrigan & Anderson, PLLC, today for a free initial consultation.
We have offices in Houston, Corpus Christi, and Victoria; and will travel to any corner of Texas if we are capable of preventing an injustice.
What to Do Following Tornado Damage in Corpus Christi, Texas
You may feel at a loss in the aftermath of a tornado, and understandably so. It’s best to concentrate on one thing at a time to avoid becoming overwhelmed. Taking seemingly small steps can make a big difference in getting the help you need.
After the tornado has passed and you have confirmed your loved ones are safe, start completing these tasks. If you hire our Corpus Christi property damage lawyers, we can help you through each step.
- Perform any necessary temporary repairs to secure your property. If there’s a leak in your roof, cover it with a tarp. Board up broken windows. You can also remove debris from your yard or inside the property.
- Review your insurance policy: It will tell you what’s covered, limits, deductibles, and exclusions.
- Inform your insurance company about the damage. Many insurance providers require policyholders to notify them about what happened immediately. This notification also helps substantiate your claim’s validity from the start.
- Take pictures and videos of the damage. Make sure the images are clear. Capture the damage from different angles so that the insurance company can understand all the effects of the tornado.
- Hire a professional. An inspector can come and assess the damage from the tornado. They often catch damage that home or business owners miss.
Keep a record of all the invoices, receipts, and repair estimates. This documentation will be strong evidence in your insurance claim.
Corpus Christi Tornado Damage Lawyer Near Me 361-884-4437
The Effects of Tornados in Corpus Christi, Texas
According to the Insurance Information Institute (III), Texas tied with Colorado for the third-most tornadoes in the country in 2023, with 89 documented twisters hitting the state. The rain and wind damage associated with these storms can be particularly devastating, and buildings often experience extensive damage to their roofs, landscaping, utility systems, windows, and gutters, as well as structural damage.
Although every insurance policy differs, they commonly cover repair expenses for the damage, as well as costs for cleaning up debris, relocation, and business interruption expenses if you had to close your business during repairs.
When the Insurance Company Denies Your Claim for Coverage
Your insurance company may deny or delay your Corpus Christi tornado damage claim. Sometimes, there’s a valid reason (for example, a policy exclusion or a missing piece of necessary information). However, an insurance company may act unjustly and reject your claim in bad faith.
For example, they could:
- Threaten you
- Refuse to investigate the damage fully
- Ask for information irrelevant to your claim
- Not provide a valid reason for denying your claim
- Fail to acknowledge that they received your claim
If your Corpus Christi bad faith insurance claim lawyers investigation reveals that the insurance company was employing bad faith tactics, they can fight for your right to receive fair treatment. If the insurer still doesn’t cooperate, taking legal action via a bad faith insurance lawsuit could be the next step.
Representing the injured in all areas of Texas that extends back over 40 years
Our Corpus Christi Tornado Damage Insurance Claim Lawyers Want to Help You
If you’re grappling with tornado damage, Carrigan & Anderson, PLLC is here for you, whatever your situation may be. Our Corpus Christi tornado damage insurance claims attorneys will advocate for you and work to get the results you desire. Call us today for more information.
At Carrigan & Anderson, PLLC we can talk to you about your options and rights.
