Whether you have broken windows or part of your home isn’t livable, dealing with wind damage disrupts your daily life. The costs to repair or replace the damage can pile up quickly. However, if you’ve been paying a monthly premium to your insurance company, you can file a claim with them, and they should be able to cover your losses.
Still, finding your way through the process, especially if it’s your first time or you’ve received a denial, isn’t always easy. That’s when our Victoria wind damage claim lawyers come in.
We have more than 40 years of experience in insurance and personal injury law and want to use it toward your case. Call Carrigan & Anderson, PLLC, today to learn how our Victoria insurance claims lawyers can assist you.
What to Do After Your Property Has Sustained Wind Damage in Victoria, Texas
If your property has wind damage, the first thing you must do is ensure that you and your family are safe. Depending on the severity of the circumstances, you may need to evacuate the premises.
Then, once you’re able, take these steps:
- Notify your insurance company: You must contact your insurer as soon as possible to report the wind damage and begin the claims process. It often carries out its own investigation of the damage.
- Photograph or video the damage: The wind damage may manifest via broken windows or doors, holes in the siding, detached gutters, roof leaks, and debris inside and outside of the property.
- Make temporary fixes: Patch up any holes or leaks with a tarp and clean up what you can to prevent further damage.
- Hire a professional to inspect the wind damage: Have an inspector assess the damage and give repair or replacement estimates.
Look to your insurance policy to see exactly how long you have to take action. In any event, it’s crucial for you not to delay any of these steps. Waiting too long could jeopardize your right to recover compensation.
We have offices in Houston, Corpus Christi, and Victoria; and will travel to any corner of Texas if we are capable of preventing an injustice.
What It’s Like Having Our Victoria Wind Damage Claim Attorneys Fight for You
Our team is dedicated to getting clients the highest compensation possible. We’ve recovered millions of dollars for those we’ve helped in the past.
These results, alongside our services, have earned us 4.8 stars across 73 Google Reviews. When one of our Victoria personal injury lawyers takes on your case, they will take on the following tasks:
- Reviewing the terms of your insurance policy
- Determining your eligibility for coverage
- Compiling different types of evidence to build a strong case
- Handling all communication related to your Victoria wind damage claim
- Negotiating a settlement that covers the full extent of your losses
- Protecting you from bad faith insurance strategies
With our firm being a smaller size, we’re better equipped to dedicate ourselves to each client and give them the personalized attention they deserve.
This way, we are more readily available. You can text David and Stephen any time, as they respond to texts seven days a week. You won’t have to go through a secretary to get to them, either, as you’ll have direct access to them. Expect a quick reply, too.
You can rely on our Victoria wind damage claim attorneys to spend as much time as they need on your case to secure the maximum compensation for you. Whatever your situation, we are here for you. Connect with Carrigan & Anderson, PLLC, now to begin your free consultation with our team.
Victoria Wind Damage Lawyer Near Me 361-884-4437
What Your Victoria Wind Damage Claim May Cover
Your property could have sustained wind damage from any type of natural disaster, such as:
- Windstorms
- Thunderstorms
- Hurricanes
- Tropical storms
- Tornadoes
The National Severe Storms Laboratory (NSSL) states that winds become damaging around 50-60mph, and they can reach 100mph. Strong winds can cause considerable damage. Most homeowners insurance and commercial insurance policies cover the related losses, such as:
- Cleanup costs for any debris inside or outside the property
- Relocation expenses for living accommodations if your home wasn’t livable due to the damage
- Business interruption costs if you have had to close your business if the wind damage made it inoperable
- Structural damage if the windows, dooring, siding, or the overall structure of the property has been compromised
- Roof damage if there was a leak or a shingle was blown off the roof
- Personal property if your valuables, appliances, or furniture was ruined
Our Victoria wind damage claim lawyers can go over the policy terms to determine what other forms of compensation you qualify to recover in your insurance claim.
Representing the injured in all areas of Texas that extends back over 40 years
What You Can Do When the Insurance Company Denies Your Wind Damage Claim
The insurance company may deny your claim. Sometimes, there is a valid reason, such as there’s a policy exclusion or the policyholder skipped a step in the filing process.
If you’re looking at a similar situation, you may fix the errors and resubmit your claim. However, there are times when an insurance company unfairly denies, delays, or undervalues a claim, which may constitute bad faith. That may come in the form of:
- Offering a purposefully low settlement
- Refusing to provide a reason or explanation for a denial
- Dragging out your claim unnecessarily
- Putting off investigating your claim
- Not acknowledging their receipt of your claim
Our Victoria attorneys can help you file a bad faith insurance lawsuit if the insurance company is dragging its feet and refusing to fairly compensate you.
You have up to two years to act, per Texas Insurance Code § 541.162. If we don’t sue by then, your lawsuit could be considered invalid. That’s another reason we recommend you get in touch with our firm as quickly as possible.
David is an experienced Texas insurance attorney, so he’s not afraid to go up against big insurance companies like Allstate and State Farm.
You need a skilled advocate to protect your legal rights and present your claim in such a way as to maximize your recovery.
Get Help from a Victoria Wind Damage Claim Attorney at Our Firm Today
Don’t think you have to figure out the wind damage claims process by yourself. A Victoria wind damage claim lawyer on our team can guide, support, and lead you through it all. We believe in transparency from start to finish.
Contact Carrigan & Anderson, PLLC, today to begin.
At Carrigan & Anderson, PLLC we can talk to you about your options and rights.
