If your home was damaged or destroyed and you are struggling to get compensation from your insurance company, we can help. You do not have to take on a huge insurance provider alone. Our Corpus Christi bad faith insurance claim lawyers will identify any unscrupulous actions that are hindering your claim and define the steps you can take to hold the insurance company accountable.
At Carrigan & Anderson, PLLC, we are passionate about fighting for Texas homeowners. Our Corpus Christi insurance claims lawyers will guide you through the appeals process if your insurer denied your valid claim due to bad faith.
We can also take legal action against the insurer if necessary. Get a free insurance claim review from one of our team members and start fighting for coverage and fair compensation today.
Why Choose Our Corpus Christi Bad Faith Insurance Claim Attorneys?
Bad faith tactics should never mar a valid insurance claim. If you purchased an insurance policy to protect your home, you should be able to rely on it when you need it most. With over 50 years of legal experience, we know how to fight for the best possible outcome for you.
To strengthen your insurance claim, our Corpus Christi insurance bad faith lawyers will:
- Read every page of your policy to identify covered losses
- Meet all filing deadlines, per your insurer and state law
- Create a detailed list of your real and personal property damage or loss
- Complete and submit insurance claim forms and appeals
- Communicate with all relevant parties on your behalf
- Negotiate for the best available financial settlement
We know how hard it can be to wait for your claim to be resolved, so we will clarify the insurance claim timeline and keep you updated throughout the claims process.
Get Immediate Legal Support at No Out-of-Pocket Cost to You
No one should have to take on a huge insurance company alone out of concern about legal fees. Our law firm will represent you on a contingency fee basis, meaning you do not pay anything upfront.
We will cover all the costs of preparing your claim and only receive compensation when you do. If you do not recover damages, you will not pay us any attorney fees.
We have offices in Houston, Corpus Christi, and Victoria; and will travel to any corner of Texas if we are capable of preventing an injustice.
Signs Your Corpus Christ Insurance Provider Is Handling Your Claim in Bad Faith
The first step to fighting back against bad faith insurance tactics is knowing when they affect your claim. Insurance companies may use underhanded or illegal practices to deny or delay your claim. Our lawyers are familiar with bad faith practices, as defined by Texas Insurance Code § 541.060.
Insurance bad faith actions may include:
Misrepresenting Your Policy
If your insurance company intentionally misrepresents any part of your policy, or your policy in its entirety, it commits an act of bad faith. This includes changing what is considered a covered loss or altering the filing deadline.
Unwarranted Delays or Denials
Delaying or denying a valid claim without sufficient cause is an act of bad faith that could lead to frustration and anxiety. TDI guidelines and state law define the amount of time your insurer has to acknowledge, respond to, and make payment on your claim.
Unreasonably Low Settlement Offers
A lowball settlement offer is not just insulting; it is also insufficient to meet your needs. You are entitled to fair and appropriate compensation from the policy you purchased. An intentionally lowball compensation offer is an act of bad faith that we can fight back against.
Failure to Acknowledge Your Claim
The insurance adjuster must acknowledge receipt of your claim. They must also begin an investigation promptly and acknowledge and respond to any correspondence from you. Failure or refusal to do so constitutes a bad faith insurance case.
Find out how our Corpus Christi bad faith claim lawyers will fight for your financial recovery. Contact our claim evaluation team at Carrigan & Anderson, PLLC, for a free initial consultation today.
Corpus Christi Bad Faith Lawyer Near Me 361-884-4437
Compensation for an Insurance Bad Faith Claim in Corpus Christi, Texas
Holding your insurance company responsible for any acts of bad faith they commit is about more than accountability. Our Corpus Christi insurance claim dispute attorneys can also seek the following forms of financial recovery on your behalf:
- Original damage request: We will demand the original compensation request you made for losses covered by your policy.
- Additional damages: When possible, we may request treble damages (triple the amount of your original claim) on your behalf due to acts of bad faith.
- Attorney’s and court fees: If your case goes to trial, you can include these costs in your compensation request.
- Pain and suffering: You can request damages for the mental and emotional toll of the insurance provider’s acts of bad faith.
Though rare, you could also be entitled to punitive damages. These are intended to penalize acts of gross negligence. Our insurance attorneys will review the insurer’s history and actions and determine whether you may qualify for this additional compensation.
Common Homeowner Insurance Claims in Corpus Christi, Texas
Insurance claims each have a unique underlying event. Our law firm has lawyers who can help with many types of homeowner claims. We may serve you as:
- Corpus Christi flood damage claims lawyers
- Corpus Christi hurricane damage claims lawyers
- Corpus Christi storm damage claims lawyers
- Corpus Christi water damage claims lawyers
- Corpus Christ wind damage lawyers
- Corpus Christi hail damage lawyers
- Corpus Christi fire damage lawyers
- Corpus Christi tornado damage lawyers
Leave the hard work and details to us while you focus on taking care of yourself and your family.
We Can Help You Meet the Required Notification and Filing Deadlines
Your insurance company will have unique policies and guidelines regarding filing a claim or appeal. The state also has guidelines and laws that you must follow, according to the Texas Department of Insurance (TDI).
We will clarify your rights as a Corpus Christi homeowner, define the deadlines the insurance company must meet, and describe the actions you can take if they do not.
Representing the injured in all areas of Texas that extends back over 40 years
Get Help Fighting Bad Faith Insurance Practices in Corpus Christi
If your insurance company is not handling your claim fairly, our law firm can help you fight back. We will identify the bad faith practices that have marred your claim and take swift legal action against the insurance company.
Learn more about how hard a Corpus Christi bad faith insurance claim lawyer from our team will fight for you. Contact our consultation team at Carrigan & Anderson, PLLC, to get started today.
At Carrigan & Anderson, PLLC we can talk to you about your options and rights.