Dealing with an insurance company after a car accident can be frustrating and overwhelming. You may be facing lowball settlement offers, delayed payments, constant runarounds, or even outright claim denials—all while struggling to recover from your injuries and financial losses.
You don’t have to accept this treatment. Insurance companies prioritize their profits over your well-being, but our Victoria car insurance claim lawyers are here to fight back.
We know their tactics, and we won’t let them take advantage of you. Let our Victoria insurance claims lawyers handle the legal battle while you focus on healing. With our team on your side, you can demand the justice and compensation you deserve. Call Carrigan & Anderson, PLLC, today for a free consultation.
How an Attorney Can Help with Your Car Accident Insurance Claim
Dealing with a car accident insurance claim can be overwhelming, especially if the insurance company undervalues your claim, denies it outright, or delays the resolution.
Insurance companies have teams of adjusters and attorneys whose goal is to minimize payouts, and without legal representation, you may be taken advantage of.
A Victoria car accident lawyer can help level the playing field, ensuring that your claim is handled fairly and efficiently.
Fighting Undervalued Claims
Insurance companies often undervalue claims to save money. An attorney can help by:
- Gathering strong evidence to establish the value of damages: This includes medical records, accident reports, witness statements, and expert testimony.
- Calculating true damages: Our attorneys ensure all costs—medical expenses, lost wages, future medical care, and pain and suffering—are included.
- Negotiating aggressively: The lawyers at our firm know how to counter lowball offers and push for fair compensation.
- Filing legal action if necessary: If negotiations fail, our auto insurance claim lawyers can take the insurer to court.
Handling Disputes and Denied Claims
If an insurance company disputes liability or denies your claim, an attorney can:
- Review the denial letter: Understanding why a claim was denied is the first step to fighting it.
- Challenge unfair denials: Our attorneys can provide additional evidence or legal arguments to counter a wrongful denial.
- File an appeal: If a denial is unjustified, an attorney can formally appeal the decision.
- Take legal action: If the insurer refuses to pay a valid claim, a lawsuit may be necessary.
Addressing Bad Faith Tactics and a Refusal to Communicate
Some insurers act in bad faith by delaying responses, refusing to investigate, or ignoring policyholders. An attorney can:
- Hold the insurer accountable: Legal action can compel them to communicate and process the claim.
- File a bad faith lawsuit: If the insurer violates Texas law, you may be entitled to additional damages.
- Ensure proper documentation: Keeping a paper trail helps prove bad faith behavior.
Combating Delayed Settlements and Payment Issues
In Texas, insurance companies must adhere to deadlines:
- 15 business days to accept or deny the claim after receiving necessary documents
- 5 days to pay after agreeing to a settlement
If the insurer delays payments or resolution, an attorney can:
- Push for timely processing: Our car insurance dispute lawyers know the legal timeframes and can demand compliance.
- Seek penalties for delays: Texas law allows policyholders to recover interest and attorney’s fees if an insurer violates deadlines.
If you’re struggling with an undervalued, denied, or delayed car accident claim, an attorney can help protect your rights.
We have offices in Houston, Corpus Christi, and Victoria; and will travel to any corner of Texas if we are capable of preventing an injustice.
Our Car Insurance Claim Attorneys Are Here to Fight for You
When you’re dealing with a personal injury or insurance claim, choosing the right law firm can make all the difference. At our firm, we offer personalized attention, decades of experience, and an unwavering commitment to maximizing your recovery.
Unlike large firms where clients get lost in the shuffle, we prioritize communication, transparency, and real results.
You Get Personalized Representation and Direct Access to Your Lawyers
One of the biggest differences between us and larger firms is our hands-on approach. When you call us, your first point of contact is with an attorney, not a secretary.
We believe in open communication, which is why David and Stephen personally respond to texts and calls seven days a week. Clients consistently praise our fast responses and dedication, ensuring that you’re never left in the dark about your case.
We Offer 40+ Years of Experience & Proven Results
With over 40 years of combined experience in personal injury and insurance law, our Victoria car insurance claim attorneys have the knowledge and skill to handle even the most complex cases.
Stephen alone has over 37 years of experience, making him a formidable advocate for injury victims. Our track record speaks for itself—we’ve recovered millions for our clients, including a $2 million wrongful death settlement and a $1 million trucking accident recovery.
We Maximize Your Personal Injury Recovery
Our goal is simple: to get you the highest compensation possible. We meticulously gather all necessary evidence to build a strong case, fighting to ensure that you receive the full amount you qualify for.
Clients consistently state in reviews that we work tirelessly to achieve the best outcomes, fighting for every dollar you deserve.
We Stand Up to Big Insurance Companies
Insurance companies try to minimize payouts, but we don’t back down. David is an experienced Texas insurance lawyer known for taking on even the largest insurers like Allstate and State Farm.
Our firm has successfully secured high-value settlements for clients.
We Offer Transparency and Commitment to You
From start to finish, we keep you informed and involved. No surprises, no unanswered questions—just dedicated legal support when you need it most. Whatever your situation, we are here for you.
Call Carrigan & Anderson, PLLC, today to get started on your case!
Victoria Car Insurance Lawyer Near Me 361-884-4437
No Upfront Costs – Our Victoria Car Insurance Claim Lawyers Work on a Contingency-Fee Basis
Our team handles car insurance cases on a contingency-fee basis, which means you don’t pay anything upfront. We only get paid if we win your case—our fee comes from a percentage of the settlement or court award.
This ensures there’s no financial risk to you, allowing you to focus on recovery while we fight for the compensation you deserve. With this approach, you get dedicated legal representation without worrying about out-of-pocket costs.
Your success is our priority—because our Victoria car insurance claim attorneys only win when you do.
Representing the injured in all areas of Texas that extends back over 40 years
Suing Insurance Companies for Bad Faith in Texas
You can sue an insurance company in Texas if it fails to uphold its legal obligations under your policy. Insurance companies are required to act in good faith, meaning they must fairly evaluate and pay out valid claims.
If they unreasonably deny, delay, or underpay your claim, they may be in violation of Texas law. You have the right to take legal action to recover your rightful compensation.
Under Chapter 541 of the Texas Insurance Code, policyholders can sue for damages, including unpaid claims, attorney’s fees, and even additional penalties if the insurer’s actions constitute bad faith.
If you suspect your insurance company is acting in bad faith, a Victoria bad faith insurance claim lawyer can review your case and fight to protect your rights.
You need a skilled advocate to protect your legal rights and present your claim in such a way as to maximize your recovery.
See How Our Victoria Car Insurance Claim Attorneys Can Help You During a Free Consultation
You don’t have to let the insurance company dictate what happens next. If you’re facing delays, low offers, or unfair denials, our Victoria car insurance claim lawyers are ready to fight for you.
We handle everything while you focus on recovery—and you pay nothing unless we win. Don’t wait any longer to get the help you need. Call Carrigan & Anderson, PLLC, today for a free consultation, and let’s get started on your case.
At Carrigan & Anderson, PLLC we can talk to you about your options and rights.
